Property Type: Detached HouseOwnership: Freehold

4004 39th Street

Osoyoos, BC V0H1V6

$889,000

2 bed3.5 bath2 parking1,296 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.44 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,646.47

Interior

Basement
Full
Heating
Forced air, Other
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view, View of water

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Street

Room Dimensions

RoomLevelDimensions
OtherBasement17'2'' x 15'10''
Utility roomBasement5'11'' x 6'1''
Primary BedroomBasement13'2'' x 13'3''
BedroomBasement13'1'' x 10'6''
4pc Ensuite bathBasement4'11'' x 10'6''
4pc Ensuite bathBasement4'11'' x 12'6''
Living roomMain level18'10'' x 20'2''
KitchenMain level10'3'' x 10'5''
Dining roomMain level8'8'' x 10'9''
2pc BathroomMain level4'8'' x 5'9''

Listing Information

MLS®
10381632
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

BREATHTAKING LAKEVIEW from Osoyoos’ sought-after East Bench! Situated on a generous 0.44-acre lot in one of the area’s most desirable neighbourhoods, this quality-built home offers spectacular 180-degree views of Osoyoos Lake, vineyards, orchards, mountains, and the town below. Relax on the deck with your morning coffee or unwind in the evening while taking in some of the finest views in the South Okanagan. Built in 2012, this beautifully maintained home features 2 Bedrooms and 3 Bathrooms and a separate building that features a double garage on the street level and a STUDIO underneath, on the lower level that could be converted into an extra guest bedroom, office, gym or workshop. The main level offers an open-concept design with a bright white kitchen, spacious dining area, and a welcoming living room with a full wall of windows perfectly positioned to showcase the incredible scenery. The lower level includes two large bedrooms, each with its own private ensuite, heated floors, and sliding doors leading directly to the backyard. Outside, enjoy the landscaped yard with stamped concrete patios, fruit trees, and plenty of room for entertaining or simply enjoying the peaceful setting. Incredible VIEWS, privacy, seclusion, all only minutes to downtown Osoyoos, restaurants, coffee shops, golf, beaches, schools, shopping, etc. Must see! This property truly captures the Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$686/sqft

Building average

No other active listings in this building

Osoyoos Rural average

$624/sqft

26 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.8 km
Osoyoos SecondarySecondary3.6 km
Senpaq'cin School(Independent)Elementary19.3 km
Tuc-el-Nuit ElementaryElementary20.2 km
Southern Okanagan SecondarySecondary20.3 km
Southern Okanagan AltSecondary20.3 km
Oliver ElementaryElementary20.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($63,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$711,200.00
Periodic payment — Principal & Interest (monthly)$4,588.42
Additional monthly expenses (strata, tax, utilities, etc.)$368.87
Total monthly cost$4,957.29
Interest paid over 5-yr term$203,831.96
Balance at end of term$639,726.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$63,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,344.73

Cash Needed at Closing

Minimum down payment$63,900
Estimated BC PTT$15,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$81,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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