Property Type: TownhouseOwnership: StrataRECENTLY LISTED

4025 Gellatly Road S Unit# 126

West Kelowna, BC V4T0E6

$609,995

3 bed3.5 bath4 parking1,392 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$220/mo
Annual property tax
$2,281

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomThird level7'7'' x 9'10''
BedroomThird level9'10'' x 9'10''
Full ensuite bathroomThird level5'3'' x 8'10''
Primary BedroomThird level11'2'' x 12'11''
Laundry roomThird level4'11'' x 2'11''
Full bathroomThird level4'11'' x 9'9''
OtherThird level4' x 16'10''
Living roomSecond level25'10'' x 11'4''
KitchenSecond level15'11'' x 11'1''
Dining roomSecond level9'10'' x 15'8''
Partial bathroomSecond level4'3'' x 4'11''
FoyerMain level6'9'' x 8'5''

Listing Information

MLS®
10398779
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to easy Okanagan living in the desirable Glen Canyon/Gellatly Bay area. This bright and well-maintained three-storey townhome offers 3 bedrooms, 2.5 bathrooms and 1,392 sq. ft. of thoughtfully designed living space. The open-concept main floor features a contemporary kitchen with stainless steel appliances, durable vinyl plank flooring and seamless flow through the dining and living areas. Step outside onto the sunny south-facing deck—perfect for morning coffee, summer dinners or simply unwinding outdoors. Upstairs, the spacious primary bedroom includes a private ensuite, accompanied by two additional bedrooms, a full bathroom and conveniently located laundry. A fenced patio adds another private outdoor space for gardening, pets or relaxing in the Okanagan sunshine. The wide double garage provides plenty of parking and additional storage, while residents also enjoy access to the community pickleball court and children’s playground. Just minutes from Okanagan Lake, beaches, parks, walking trails, wineries, shopping and everyday amenities, this is an ideal opportunity for comfortable, low-maintenance living in one of West Kelowna’s most convenient locations. (id:63159)

Values & Trends

This listing

$438/sqft

Building average

$470/sqft

2 active listing(s)

Westbank Centre average

$403/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle1.2 km
Webber Road ElementaryElementary1.9 km
Glenrosa Middle SchoolMiddle2.5 km
Glenrosa ElementaryElementary2.9 km
Sensisyusten House of Learning(Independent)Elementary3.8 km
Helen Gorman ElementaryElementary4.1 km
Shannon Lake ElementaryElementary4.2 km
Chief Tomat ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Gellatly Heritage Regional Park388 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.9% ($36,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$487,996.00
Periodic payment — Principal & Interest (monthly)$3,148.38
Additional monthly expenses (strata, tax, utilities, etc.)$480.08
Total monthly cost$3,628.47
Interest paid over 5-yr term$139,861.06
Balance at end of term$438,953.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,413.82

Cash Needed at Closing

Minimum down payment$36,000
Estimated BC PTT$10,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,699

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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