Property Type: TownhouseOwnership: Strata

4025 Gellatly Road S Unit# 172

West Kelowna, BC V4T0E6

$679,000

3 bed3.5 bath4 parking1,390 sqftBuilt 2024
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Amenities

Also listed: Cable TV

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$226/mo
Annual property tax
$3,079

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Recreation Facilities, Reserve Fund Contributions

Interior

Heating
Baseboard heaters, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Brick, Other
View
Lake view, View (panoramic)
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomMain level8'2'' x 6'2''
2pc BathroomMain level2'10'' x 6'6''
4pc BathroomSecond level4'11'' x 11'0''
BedroomSecond level9'2'' x 7'10''
BedroomSecond level12'0'' x 9'7''
4pc Ensuite bathMain level6'7'' x 7'8''
Primary BedroomSecond level11'9'' x 12'2''
KitchenMain level12'3'' x 18'0''
Dining roomMain level8'7'' x 14'8''
Living roomMain level8'7'' x 14'8''

Listing Information

MLS®
10384613
Listed
May 8, 2026
Time on market
On the market for 115 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Enjoy comfortable Okanagan living in this well-designed three-storey townhouse, located in the popular Glen Canyon and Gellatly Bay area. Just minutes from Okanagan Lake, parks, beaches, and walking trails, this home offers a great mix of convenience and lifestyle. The main floor features a bright, open layout with a kitchen, dining, and living area that flow nicely together, perfect for everyday living and spending time with family or friends. Large windows bring in plenty of natural light and offer beautiful views of the surrounding area, including the lake, orchards, and vineyards. Upstairs, you’ll find three bedrooms, including a spacious primary bedroom with its own ensuite, plus an additional full bathroom. The lower level offers plenty of room for parking and extra storage. This home is part of a well-kept, family-friendly community with great amenities and a welcoming feel. Close to schools, shopping, wineries, and outdoor activities, it’s a great opportunity to enjoy everything West Kelowna has to offer. (id:63159)

Values & Trends

This listing

$488/sqft

Building average

$445/sqft

2 active listing(s)

Westbank Centre average

$401/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle1.2 km
Webber Road ElementaryElementary1.9 km
Glenrosa Middle SchoolMiddle2.5 km
Glenrosa ElementaryElementary2.9 km
Sensisyusten House of Learning(Independent)Elementary3.8 km
Helen Gorman ElementaryElementary4.1 km
Shannon Lake ElementaryElementary4.2 km
Chief Tomat ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Gellatly Heritage Regional Park401 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$552.58
Total monthly cost$4,057.13
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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