Property Type: Condo / ApartmentOwnership: Strata

403 220 Townsite Rd

Nanaimo, BC V9S5S8

$445,000

2 bed2 bath1 parking1,105 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential

R9

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$582/mo
Annual property tax
$2,626

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Open

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level8'2 x 11'3
EnsuiteMain level3-Piece
Primary BedroomMain level10'5 x 12'8
DenMain level8'0 x 9'4
KitchenMain level9'2 x 10'5
Dining roomMain level15'0 x 8'3
Living roomMain level16'9 x 15'8

Listing Information

MLS®
1043841
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

This two-bedroom plus den, two-bathroom condo in Harbour City One offers comfortable living in a convenient location steps from the waterfront walkway. The spacious living room connects to the dining area and features abundant windows that fill the home with natural light. The kitchen includes three appliances and plenty of cabinet space. The primary bedroom boasts a walk-through closet and three-piece ensuite, while the second bedroom is served by a separate four-piece main bathroom. The den provides a flexible space for a home office or hobbies. Relax on either of the two decks—one offering ocean views. Additional features include in-suite laundry and access to a common courtyard for residents to enjoy in this well-maintained concrete building. For more info see the 3D tour, video and floor plan. All data and measurements are approximate and must be verified if fundamental. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

$430/sqft

1 active listing(s)

Brechin Hill average

$426/sqft

10 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Brechin ElementaryElementary608 m
Pauline Haarer ElementaryElementary1.1 km
Fairview ElementaryElementary1.4 km
Career Technical CentreSecondary1.6 km
Discover Montessori School(Independent)Elementary/Middle1.6 km
OceaneElementary1.7 km
Nanaimo District SecondarySecondary2.2 km
Secondaire de NanaimoSecondary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Danpung Momiji 310 · 505 Terminal Avenue North91 m
  • Carbone Pizzeria · 215 Terminal Avenue North316 m
  • White Spot454 m
  • Manvirros Indian Grill · 1045 Terminal Avenue North569 m
  • Real Meals Nanaimo · 621 Townsite Road694 m

Parks (5+)

  • Chinese Memorial Gardens Park · 105 Saint George Street406 m
  • Saint George Ravine Park · 980 Terminal Avenue North446 m
  • Queen Elizabeth II Promenade503 m
  • Barsby Park521 m
  • Caledonia Park · 110 Wall Street534 m

Banks & ATMs (1)

  • Instacoin ATM700 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Other Listings in This Building

Other units currently listed in the same building. 403 220 Townsite Rd

View building profile →
Built 1990

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$356,000.00
Periodic payment — Principal & Interest (monthly)$2,296.79
Additional monthly expenses (strata, tax, utilities, etc.)$855.40
Total monthly cost$3,152.19
Interest paid over 5-yr term$102,030.62
Balance at end of term$320,223.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,250.80

Cash Needed at Closing

Minimum down payment$22,250
Estimated BC PTT$6,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,650

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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