Property Type: Condo / ApartmentOwnership: Strata

804 33 Mt. Benson St

Nanaimo, BC V9S5L2

$479,900

2 bed2 bath1,151 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$547/mo
Annual property tax
$3,586.45

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Features
Other

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteMain level5'4 x 5'7
BathroomMain level4'11 x 7'8
Primary BedroomMain level12'2 x 16'10
BedroomMain level10'3 x 13'3
Living roomMain level14'8 x 16'1
Dining roomMain level14'10 x 8'9
Dining nookMain level4'8 x 9'10
KitchenMain level9'0 x 9'10
Laundry roomMain level5'6 x 6'11
EntranceMain level4'7 x 7'4

Listing Information

MLS®
1044515
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Prime waterfront location! Welcome to Unit 804 at Harbour Towers, a spacious top-floor unit offering exceptional views, updates, and an unbeatable 55+ seaside lifestyle. This fully updated 2 bedroom, 2 bathroom condo is truly turn-key, featuring beautiful crown moldings, an updated kitchen, and stunning flooring. Enjoy unobstructed views across Newcastle Channel from the fully enclosed sunroom off the kitchen, plus beautiful Mount Benson views from the bright open-concept living and dining area. Both bedrooms are generously sized, with a convenient 2-piece ensuite in the primary. Additional features include in-suite laundry, and an oversized storage closet. Located in a well-maintained concrete building, you’re just steps from the seawall, Nanaimo Yacht Club, transit, downtown amenities, Departure Bay ferries, Hullo passenger ferries, and seaplane services. Data and measurements are approximate, must be verified if important. (id:63159)

Values & Trends

This listing

$417/sqft

Building average

$349/sqft

1 active listing(s)

Brechin Hill average

$425/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary792 m
Brechin ElementaryElementary936 m
Fairview ElementaryElementary1.4 km
Career Technical CentreSecondary1.9 km
Discover Montessori School(Independent)Elementary/Middle1.9 km
OceaneElementary2.0 km
Nanaimo District SecondarySecondary2.1 km
Secondaire de NanaimoSecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • White Spot284 m
  • Carbone Pizzeria · 215 Terminal Avenue North321 m
  • Danpung Momiji 310 · 505 Terminal Avenue North440 m
  • Gina's Mexican Cafe · 47 Skinner Street771 m

Cafes (1)

  • Tim Hortons · 15 Wallace Street655 m

Parks (5+)

  • Queen Elizabeth II Promenade143 m
  • Barsby Park376 m
  • Pearson Park377 m
  • Maffeo Sutton Park562 m
  • Caledonia Park · 110 Wall Street574 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (strata, tax, utilities, etc.)$903.87
Total monthly cost$3,380.79
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,505.75

Cash Needed at Closing

Minimum down payment$23,995
Estimated BC PTT$7,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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