Property Type: Detached HouseOwnership: Freehold

4037 Nelthorpe St

Saanich, BC V8X2A2

$1,549,000

7 bed7 bath4 parking3,433 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Lot size
6,179 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,813.03

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
EnsuiteThird level
BedroomThird level
Recreation roomThird level
KitchenSecond level
Living roomSecond level
BedroomSecond level
EnsuiteSecond level
BedroomSecond level
BathroomSecond level
EnsuiteSecond level
Primary BedroomSecond level
StorageMain level
StorageMain level
PorchMain level
PorchMain level
KitchenMain level
Dining roomMain level
EntranceMain level
EnsuiteMain level
BedroomMain level
EnsuiteMain level
BedroomMain level
EnsuiteMain level
BedroomMain level

Listing Information

MLS®
1047634
Listed
August 23, 2026
Time on market
On the market for 8 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group West Coast Realty · Data source: CREA DDF.

Description

Step inside this thoughtfully built residence with 7 bedrooms and 7 bathrooms, and discover a home that blends modern construction, premium finishes, and lasting quality. Built with Quacent Structural Insulated Panels (SIPs) — recognized for their superior strength, energy efficiency, and eco-friendly design — this property offers a healthier, tighter living environment with ultra-low formaldehyde emissions and sustainably sourced wood. The interior showcases solid wood doors on the main and lower levels, a chef-inspired kitchen with wood cabinetry and marble countertops, soaring high ceilings, and a spacious crawl space outfitted with storage units and two hot water tanks. This is a home designed to last while providing comfort and elegance. Adding versatility and value, the property features a legal 3-bedroom suite with its own dedicated electrical panel — perfect for extended family living, hosting guests, or creating a steady rental income stream. Outdoors, the residence transforms into a gardener’s paradise. The backyard and side yard are laid out with large, on-ground garden plots supported by a drip irrigation system that waters every zone automatically. A greenhouse, tool shed, and a spacious gazebo extend the gardening season and create an inviting space for alfresco dining or tranquil evening gatherings. Whether you’re cultivating vegetables, flowers, or landscaping artistry, this outdoor haven is ready for you. Highlights at a glance Built with Quacent SIPs for strength, efficiency, and eco-healthy living 7 bedrooms, 7 bathrooms with premium finishes and high ceilings Legal 3-bedroom suite with separate electrical panel, Rent is $3300. Gardener’s dream: large planting plots, greenhouse, tool shed, drip irrigation, and gazebo (id:63159)

Values & Trends

This listing

$451/sqft

Building average

No other active listings in this building

High Quadra average

$470/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Andrew's Regional High(Independent)Secondary238 m
Rogers ElementaryElementary632 m
Pacific Christian School(Independent)Elementary809 m
Lake Hill ElementaryElementary986 m
Reynolds SecondaryElementary1.1 km
St. Margaret's(Independent)K-121.3 km
McKenzie ElementaryElementary1.4 km
Glanford Middle SchoolElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (2)

  • Jempoy's Lechon Victoria · 4087 Quadra Street392 m
  • Vicart · 4089 Quadra Street399 m

Parks (5+)

  • Unnamed276 m
  • Rainbow Ridge Park322 m
  • Rainbow Park512 m
  • Annie Park531 m
  • Roger's Court Park540 m

Banks & ATMs (2)

  • Unnamed618 m
  • TD633 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($309,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,239,200.00
Periodic payment — Principal & Interest (monthly)$7,994.90
Additional monthly expenses (strata, tax, utilities, etc.)$739.75
Total monthly cost$8,734.65
Interest paid over 5-yr term$355,158.28
Balance at end of term$1,114,664.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$309,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,529.01

Cash Needed at Closing

Minimum down payment$309,800
Estimated BC PTT$28,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$340,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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