Property Type: Detached HouseOwnership: Freehold

405 GAVIN ROAD

Keats Island, BC V0N1V0

$739,000

3 bed2 bath4 parking2,026 sqftBuilt 1991
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Amenities

Also listed: Guest Suite

Property Details

Property & Lot

Sub-type
House
Lot size
9,100 square feet
Frontage
70 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,448.34 (2025)

Interior

Basement
Partially finished, Unknown, Unknown
Heating
Electric
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
4

Listing Information

MLS®
R3157906
Listed
August 21, 2026
Time on market
On the market for 10 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

Escape the city and relax in this charming 3-bedroom + den, 2-bathroom home on Keats Island. The open-concept great room features engineered hardwood floors, an electric Dimplex Optimyst fireplace, and a bright kitchen with granite counters and stainless steel appliances, opening to a sunny deck. Spacious bedrooms lead to a private backyard with a hot tub oasis, covered lounge with TV, and campfire area under the stars. Surrounded by trees, privacy is assured. A detached guesthouse with a loft sleeps four, while the unfinished basement offers a workshop, storage, and flexible future space. Perfect for full- or part-time living, with community water. (id:63159)

Values & Trends

This listing

$365/sqft

Building average

No other active listings in this building

Keats Island average

$682/sqft

5 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gibsons

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Langdale ElementaryElementary5.7 km
Gibsons ElementaryElementary5.8 km
Sunshine Coast Alternative SchoolK-125.8 km
Elphinstone SecondarySecondary6.0 km
Island Pacific School(Independent)Middle6.3 km
Bowen Island Community SchoolElementary7.0 km
Cedar Grove ElementaryElementary7.3 km
Gleneagles ElementaryElementary11.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,200.00
Periodic payment — Principal & Interest (monthly)$3,814.22
Additional monthly expenses (strata, tax, utilities, etc.)$305.03
Total monthly cost$4,119.25
Interest paid over 5-yr term$169,439.62
Balance at end of term$531,786.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,306.63

Cash Needed at Closing

Minimum down payment$48,900
Estimated BC PTT$12,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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