Property Type: Land / LotOwnership: Freehold

406 Arrowleaf Rise

Coldstream, BC V1B2P2

$225,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
0.08 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Listing Information

MLS®
10356729
Listed
July 21, 2025
Time on market
On the market for 406 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Discover the potential of Lot 74, a well-located walk-up duplex lot nestled within the thoughtfully designed Morningview community on Middleton Mountain. Backing directly onto Middleton Mountain Park, this lot offers a natural extension of your backyard with access to mature trees, scenic trails, and protected green space, ideal for active living and peaceful surroundings. Positioned in one of Coldstream’s most desirable new neighbourhoods, Morningview blends modern planning with a strong connection to nature. The community features inviting streetscapes, family-friendly design, and easy access to recreation, parks, and a growing network of walking and biking paths that weave across the mountain. Conveniently located just 7 minutes to downtown Vernon, 10 minutes to stunning Kalamalka Lake, and under 15 minutes to SilverStar Mountain Resort, this location offers a perfect mix of quiet hillside living with close proximity to all the Okanagan’s best amenities. Nearby schools, shops, restaurants, and services make daily life effortless and connected. Both sides are available separately for purchase, so whether you're seeking peace-of-mind in a brand new duplex, have multi-generational intentions, or you’re looking for smart investment property, Lot 74 backs onto beauty and is surrounded by opportunity. GST Applicable. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary1.1 km
Hillview ElementaryElementary1.3 km
Vernon SecondaryElementary1.7 km
Kalamalka SecondaryElementary2.4 km
Coldstream ElementaryElementary2.4 km
Kidston ElementaryElementary2.5 km
St James(Independent)Elementary2.7 km
Silver Star ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$180,000.00
Periodic payment — Principal & Interest (monthly)$1,161.30
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$1,161.30
Interest paid over 5-yr term$51,588.52
Balance at end of term$161,910.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,250
Stress test qualifying rate8.09%
Payment you must qualify for$1,643.66

Cash Needed at Closing

Minimum down payment$11,250
Estimated BC PTT$2,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information