Property Type: Land / LotOwnership: Freehold

410 Arrowleaf Rise

Coldstream, BC V1B2P2

$237,500

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.09 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Listing Information

MLS®
10356735
Listed
July 21, 2025
Time on market
On the market for 406 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Presenting Lot 75, a desirable walk-up duplex lot located in the thoughtfully master-planned Morningview community on Middleton Mountain in Coldstream. Backing directly onto Middleton Mountain Park, this property offers a rare opportunity to build a home that blends residential comfort with direct access to nature, right in your own backyard. With lush green space, scenic trails, and elevated surroundings, this lot offers the perfect balance of livability and lifestyle. Morningview is known for its cohesive design vision, quality-built homes, and welcoming neighbourhood feel. Featuring wide, walkable streets, modern architecture, and proximity to outdoor recreation, this growing community has quickly become one of the most sought-after areas for homeowners and builders alike. Lot 75 provides an ideal canvas for those looking to construct a duplex residence, perfect for multi-generational living, a rental-income property, or a flexible home design that suits evolving needs. Conveniently located just 7 minutes from downtown Vernon, 10 minutes from the turquoise shores of Kalamalka Lake, and under 15 minutes to the lifts at SilverStar Mountain Resort, Morningview offers unbeatable access to the Okanagan’s most celebrated destinations. Schools, shopping, groceries, recreation centres, and other daily conveniences are all close at hand, making this a practical choice for anyone seeking a well-connected yet peaceful place to call home. Whether you're looking to build for personal use or investment, Lot 75 delivers opportunity, natural beauty, and lasting value in one thoughtfully located parcel. GST Applicable. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary1.1 km
Hillview ElementaryElementary1.4 km
Vernon SecondaryElementary1.7 km
Kalamalka SecondaryElementary2.4 km
Coldstream ElementaryElementary2.4 km
Kidston ElementaryElementary2.5 km
St James(Independent)Elementary2.7 km
Silver Star ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,875) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$190,000.00
Periodic payment — Principal & Interest (monthly)$1,225.82
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$1,225.82
Interest paid over 5-yr term$54,454.55
Balance at end of term$170,905.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,875
Stress test qualifying rate8.09%
Payment you must qualify for$1,734.98

Cash Needed at Closing

Minimum down payment$11,875
Estimated BC PTT$2,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$16,125

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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