Property Type: Detached HouseOwnership: Freehold

4072 Butters Road

Scotch Creek, BC V0E1M5

$599,000

4 bed3 full, 2 half bath10 parking2,388 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.49 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,419.39

Interior

Heating
Heat Pump, Baseboard heaters, Stove, Electric, Wood
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
10 — covered indicated
Features
Detached Garage, Carport, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement11'4'' x 12'3''
OfficeBasement11'4'' x 12'8''
Laundry roomBasement11'4'' x 16'1''
Partial bathroomBasement5' x 4'10''
Family roomBasement15'4'' x 19'2''
BedroomBasement10'4'' x 16'3''
BedroomMain level10'10'' x 8'11''
Partial bathroomMain level4'10'' x 4'5''
Full bathroomMain level10'11'' x 7'4''
BedroomMain level10'10'' x 9'9''
Primary BedroomMain level10'11'' x 11'10''
Dining roomMain level10'11'' x 11'10''
Living roomMain level13'9'' x 16'3''
KitchenMain level10'11'' x 8'8''

Listing Information

MLS®
10363390
Listed
September 20, 2025
Time on market
On the market for 345 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Welcome to 4072 Butter Rd in Scotch Creek, just steps from Shuswap Lake! This cathedral-entry home sits on a private treed driveway and offers a comfortable family layout with 4 bedrooms (easily 5)—3 on the main and 1 down. The bright kitchen overlooks the backyard so you can keep an eye on outdoor fun, while the cozy family room and large laundry provide practical space. Enjoy outdoor living with access to the yard from both the lower level and the upper sundeck. Set on nearly half an acre, there’s plenty of parking plus a versatile shop—finished on the main with an upper loft ready for your ideas: yoga studio, man cave, guest space, or extra storage. Recent upgrades add peace of mind: new well pump & mechanicals (2021), electric hot water tank (2019), living room heat pump (approx. 4 years), and a generator for backup power. Although Scotch Creek is a summer hot spot, Butter Rd is tucked just off the action—making it the perfect retreat to relax after a day at the beach. (id:63159)

Values & Trends

This listing

$251/sqft

Building average

No other active listings in this building

North Shuswap average

$489/sqft

73 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sorrento ElementaryElementary4.5 km
North Shuswap ElementaryElementary/Middle7.1 km
Carlin Elementary MiddleElementary/Middle13.4 km
Haldane ElementaryElementary20.6 km
Chase Elementary-SecondaryElementary20.7 km
Shuswap SDA(Independent)Elementary/Middle23.4 km
North Canoe ElementaryElementary23.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Hub437 m

Parks (1)

  • Unnamed386 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$320.62
Total monthly cost$3,412.25
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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