Property Type: Detached HouseOwnership: Freehold

4122 Gallaghers Boulevard S

Kelowna, BC V1W4V2

$915,000

3 bed3.5 bath4 parking1,898 sqftBuilt 2001
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$326/mo
Annual property tax
$5,174.31

Maintenance Fee Includes

GarbageManagement

Also included: Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Carpeted

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
LoftSecond level20' x 12'5''
Full bathroomSecond level11' x 5'
BedroomSecond level11'1'' x 14'8''
BedroomSecond level14'8'' x 13'9''
Partial bathroomMain level3'10'' x 7'9''
Laundry roomMain level9'3'' x 5'9''
Full ensuite bathroomMain level11'6'' x 8'7''
Primary BedroomMain level18' x 13'
Living roomMain level26' x 19'2''
KitchenMain level18' x 24'

Listing Information

MLS®
10394607
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

This is one of those Gallaghers Canyon homes that instantly feels warm and welcoming the moment you walk through the door. From the impressive two-storey foyer and living room to the beautifully renovated kitchen and the cozy family room adjoining the casual dining area, this is a home you'll love spending time in. Gas fireplaces in both the living and family rooms add warmth and charm throughout. The back of the home is filled with windows and patio doors that open to a stunning, private backyard backing onto green space, creating a peaceful oasis. The main floor also features a formal dining room, a spacious primary suite with a walk-in closet and ensuite, plus the laundry room, allowing for convenient one-level living. Upstairs offers two additional bedrooms, one featuring a Murphy bed and ideal as a guest room or home office, a spacious full bathroom, and a loft that's perfect as a reading nook or sitting area. Thoughtful updates include the beautifully renovated kitchen, a new roof (2022), refrigerator (2024), reverse osmosis system, upgraded carpets, custom top-down/bottom-up blinds in the primary bedroom, some recent painting, ceiling fans added, and exterior trim painted in 2022. This is a lovingly maintained home in one of Kelowna's most sought-after communities. Gallaghers also offers many amenities, including an indoor pool, a fantastic fitness centre, a meeting space, tennis courts, an art studio, a woodworking shop, a ceramics studio, a yoga studio & golf course! (id:63159)

Values & Trends

This listing

$482/sqft

Building average

No other active listings in this building

South East Kelowna average

$559/sqft

47 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Kelowna ElementaryElementary3.0 km
Okanagan Montessori Elementary School(Independent)Elementary4.1 km
Black Mountain ElementaryElementary4.3 km
Okanagan Christian School(Independent)K-125.0 km
Quigley ElementaryElementary5.4 km
Belgo Elementary SchoolElementary5.4 km
South Rutland ElementaryElementary6.0 km
Springvalley ElementaryElementary6.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$732,000.00
Periodic payment — Principal & Interest (monthly)$4,722.62
Additional monthly expenses (strata, tax, utilities, etc.)$852.19
Total monthly cost$5,574.81
Interest paid over 5-yr term$209,793.30
Balance at end of term$658,436.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,524.67

Cash Needed at Closing

Minimum down payment$66,500
Estimated BC PTT$16,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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