Property Type: Detached HouseOwnership: Freehold

4170 Gallaghers Grove

Kelowna, BC V1W3Z9

$899,900

2 bed2 bath2 parking1,571 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
1
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$319/mo
Annual property tax
$4,795.41

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
023-725-478

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level10'0'' x 11'0''
OtherMain level18'0'' x 21'0''
FoyerMain level5'3'' x 9'4''
Laundry roomMain level7'10'' x 8'5''
4pc BathroomMain level7'7'' x 8'0''
4pc Ensuite bathMain level11'6'' x 9'5''
DenMain level10'0'' x 10'0''
Primary BedroomMain level13'0'' x 12'0''
Living roomMain level23'8'' x 14'0''
Dining nookMain level10'0'' x 10'9''
KitchenMain level12'0'' x 12'4''

Listing Information

MLS®
10398268
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
September 1, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Discover the perfect blend of comfort, privacy, and Okanagan lifestyle in this charming 2-bedroom and Den, 2-bathroom rancher nestled in sought-after Gallaghers Canyon. Ideally positioned at the end of the street, this home offers an exceptional sense of peace and privacy, surrounded by beautiful natural scenery. The inviting main living area features a stunning two-way gas fireplace, creating a warm connection between the living and dining spaces. The bright white kitchen is both stylish and functional, complete with stone countertops and stainless steel appliances. A convenient mud room leading to the double car garage provides excellent everyday functionality with a coat closet and laundry. This thoughtfully designed rancher layout includes a an oversized crawlspace for additional storage. Enjoy your morning coffee or a glass of Okanagan wine with friends on the patio while the surrounding natural setting provides a tranquil backdrop to enjoy the best of Okanagan living. Residents also have access to the extensive amenities of Gallaghers, offering an active and connected lifestyle in a beautiful community setting. (id:63159)

Values & Trends

This listing

$573/sqft

Building average

No other active listings in this building

South East Kelowna average

$557/sqft

47 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Kelowna ElementaryElementary2.8 km
Okanagan Montessori Elementary School(Independent)Elementary3.1 km
Black Mountain ElementaryElementary3.8 km
Okanagan Christian School(Independent)K-124.0 km
Quigley ElementaryElementary4.4 km
Belgo Elementary SchoolElementary4.5 km
South Rutland ElementaryElementary5.0 km
Springvalley ElementaryElementary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Summerside Park330 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$797.62
Total monthly cost$5,442.30
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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