4128 Express Point Crescent
Scotch Creek, BC V0E1M5
$1,999,900
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 3
- Lot size
- 0.43 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,515.22
Interior
- Heating
- Forced air
- Cooling / A/C
- Heat Pump
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Carpeted, Linoleum
Exterior & Lot
- Exterior features
- Wood, Stone
- View
- Lake view, Mountain view
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 1 — covered indicated
- Features
- Attached Garage, Carport, Other, RV
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Wine Cellar | Basement | 12'1'' x 10'11'' |
| Storage | Second level | 15' x 13'1'' |
| Loft | Second level | 15'2'' x 7'9'' |
| 4pc Bathroom | Second level | — |
| Bedroom | Second level | 11'5'' x 11'4'' |
| Bedroom | Second level | 17' x 11'6'' |
| 2pc Bathroom | Main level | — |
| Laundry room | Main level | 9'7'' x 9' |
| 4pc Ensuite bath | Main level | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Main level | 15'2'' x 11'6'' |
| Primary Bedroom | Main level | 16'2'' x 15'2'' |
| Foyer | Main level | 13'7'' x 7'8'' |
| Dining room | Main level | 13'10'' x 9'5'' |
| Living room | Main level | 31'5'' x 24'5'' |
| Kitchen | Main level | 15'2'' x 13'7'' |
Listing Information
- MLS®
- 10379168
- Listed
- March 12, 2026
- Time on market
- On the market for 172 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.
Description
Once in a generation opportunity to own the best location on Shuswap Lake in the heart of Scotch Creek looking out at Copper Island. Just down the beach from the provincial park on Express Point Cres, this Custom built home is perfect for full time living or recreational family get away. With 4 bedroom, 4 bathroom, large indoor and outdoor living spaces, amazing views, abundance of parking, space to develop the basement, dock/buoy and a boat garage with concrete ramp this home truly has everything you could want at the lake. The main floor features large windows across the back of the house for unobstructed lake views, multiple doors to get out to the decks, spacious living room with vaulted ceilings, fire place and wet bar. The kitchen is functional with cooktop island, breakfast bar, dining area and plenty of storage. Also on the main floor are the primary bedroom with sliding glass doors ton the deck, 3 closets, 4-pc ensuite, large second bedroom, 3-pc bathroom, laundry room and 2-pc bathroom with outside access. Upstairs are 2 more bedrooms, one with built in bunk beds, 4-pc bathroom and loft area with a lakeview balcony. The basement is a blank canvas currently used as storage with a finished wine room. The lot is .43 acres with mature tree, stone patios with gazebos, full width deck with duradeck covering and railings, stone steps down to the beach, large floating dock and a spacious garage with concrete ramp to the water. Truly one of a kind (id:63159)
Values & Trends
This listing
$464/sqft
Building average
—
No other active listings in this building
North Shuswap average
$486/sqft
73 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Salmon Arm
16°C
—
Humidity 84%
Wind SSE 5 km/h
Tonight
10°
Tuesday
25°
Tuesday night
14°
Wednesday
23°
Wednesday night
12°
Thursday
20°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Sorrento Elementary | Elementary | 3.7 km |
| North Shuswap Elementary | Elementary/Middle | 7.6 km |
| Carlin Elementary Middle | Elementary/Middle | 12.3 km |
| Haldane Elementary | Elementary | 20.1 km |
| Chase Elementary-Secondary | Elementary | 20.2 km |
| Shuswap SDA(Independent) | Elementary/Middle | 22.3 km |
| North Canoe Elementary | Elementary | 22.8 km |
| Salmon Arm West Elementary | Elementary | 24.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Shuswap (SD83)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($399,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.