Property Type: Detached HouseOwnership: Freehold

413 97A Highway

Sicamous, BC V0E2V1

$2,498,000

2 bed1 bath1,506 sqftBuilt 1971
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
1.6 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,422

Interior

Heating
Baseboard heaters
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement19'9'' x 61'2''
StorageBasement6'5'' x 9'9''
OtherBasement7'11'' x 4'1''
BedroomBasement14'7'' x 12'8''
4pc Ensuite bathMain level5' x 9'6''
Primary BedroomMain level15'10'' x 13'7''
OtherMain level9'8'' x 7'4''
OtherMain level5'2'' x 10'3''
Living roomMain level23'3'' x 15'5''
Dining roomMain level13'1'' x 10'3''
KitchenMain level20'6'' x 11'6''

Listing Information

MLS®
10398054
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

Discover the rare opportunity to own 1.6 acres of private waterfront on the shores of Sicamous, complete with your own stretch of soft, sandy beach. Set on a level, beautifully treed lot, this property offers the perfect blend of privacy, space, and direct access to the incredible Shuswap lifestyle. The existing 3-bedroom, 2-bathroom home sits comfortably on the level, usable acreage and opens onto a spacious deck with a hot tub—an ideal spot to unwind beneath the mature trees, entertain family and friends, or simply enjoy the peaceful surroundings. With plenty of room for outdoor living, gardening, recreational toys, and future improvements, the possibilities are yours to explore. Step outside and enjoy your own sandy beach, perfect for swimming, relaxing in the sun, launching water toys, or spending long summer days with family and friends. The mature trees create a wonderfully private, natural setting, while the generous level terrain provides plenty of opportunity to bring your vision to life. Inside, the home offers a full basement currently used for storage and provides a great opportunity for those looking to renovate, update, and create a home that reflects their own style and needs. And while the setting feels wonderfully secluded, you're only minutes from everything Sicamous has to offer—schools, grocery stores, local pubs, golf, restaurants, and endless year-round recreation. From boating and fishing in the summer to snowmobiling, skiing, and winter adventures, Sicamous truly embraces the four-season lifestyle. Private waterfront. Sandy beach. 1.6 acres. Level land. Endless potential. Properties offering this combination of acreage, sandy waterfront, privacy, and convenience are increasingly difficult to find. Come experience it for yourself and imagine what you could create here. (id:63159)

Values & Trends

This listing

$1,659/sqft

Building average

No other active listings in this building

Sicamous average

$580/sqft

33 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

2,613

(2021 Census)

+7.6% since 2016

Density: 204.1/km²

Dwellings: 1,905

Median household income: $65,000

After-tax: $60,400

Immigrant population: 5.7%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 40
  • United States of America1% · 25
  • Germany0.6% · 15
  • Italy0.4% · 10
  • Netherlands0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Parkview Elementary SchoolElementary1.3 km
Eagle River SecondaryK-121.7 km
North Canoe ElementaryElementary19.8 km
Shuswap SDA(Independent)Elementary/Middle21.1 km
South CanoeElementary/Middle22.4 km
Salmon Arm SecondarySecondary23.1 km
South Broadview ElementaryElementary23.4 km
Bastion ElementaryElementary23.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($499,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,998,400.00
Periodic payment — Principal & Interest (monthly)$12,893.00
Additional monthly expenses (strata, tax, utilities, etc.)$360.17
Total monthly cost$13,253.17
Interest paid over 5-yr term$572,747.18
Balance at end of term$1,797,567.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$499,600
Stress test qualifying rate8.09%
Payment you must qualify for$15,367.00

Cash Needed at Closing

Minimum down payment$499,600
Estimated BC PTT$52,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information