Property Type: Mobile / Manufactured

4137 Spallumcheen Drive Unit# 16

Spallumcheen, BC V4Y0N1

$175,000

2 bed1 bath3 parking900 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1

Ownership & Fees

Property type
Mobile / Manufactured
Strata / maintenance fee
$485/mo
Annual property tax
$710.86

Maintenance Fee Includes

Also included: Pad Rental

Interior

Heating
See remarks
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Aluminum

Building

Foundation
Block
Roof
Metal, Unknown

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
BedroomMain level11'7'' x 8'7''
3pc BathroomMain level8'2'' x 7'0''
Primary BedroomMain level13'4'' x 15'4''
Laundry roomMain level8'7'' x 7'4''
Dining roomMain level11'7'' x 8'11''
KitchenMain level11'7'' x 10'10''
Living roomMain level13'3'' x 19'8''

Listing Information

MLS®
10396412
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Looking at breaking into the housing market? I can offer you a 2 bedroom 1 updated bath unit at The Palisades Mobile Home Park in Armstrong. The bath has been updated with a new walk in shower and flooring. New flooring throughout the hallway and kitchen/dining area is also a great bonus. This particular unit backs onto green space and is located close to the end of the park. The Palisades is a non age restricted park and pets are permitted with park approval. A nice covered deck at the front of the home provides a great space for grilling and enjoying the early quiet mornings with a coffee or winding down with a beverage at the end of the day. Quick possession is possible. (id:63159)

Values & Trends

This listing

$194/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$1,032/sqft

16 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Pleasant Valley SecondarySecondary4.2 km
Len Wood Middle SchoolMiddle4.6 km
North Okanagan Junior Academy(Independent)Elementary/Middle4.6 km
Armstrong ElementaryElementary4.8 km
Highland Park ElementaryElementary5.7 km
Vernon Christian School(Independent)K-1210.2 km
B X ElementaryElementary12.3 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle13.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$140,000.00
Periodic payment — Principal & Interest (monthly)$903.23
Additional monthly expenses (strata, tax, utilities, etc.)$589.24
Total monthly cost$1,492.47
Interest paid over 5-yr term$40,124.40
Balance at end of term$125,930.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,278.40

Cash Needed at Closing

Minimum down payment$8,750
Estimated BC PTT$1,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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