Property Type: Detached HouseOwnership: Freehold

810 Colonia Dr

Ladysmith, BC V9G1N3

$829,900

3 bed3 bath2 parking1,945 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
7,564 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,305

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level11'9 x 18'8
Living roomMain level14'9 x 11'10
Laundry roomMain level6'9 x 9'2
KitchenMain level9'2 x 11'10
Family roomMain level13'9
EntranceMain level9'9 x 7'9
EnsuiteSecond level3-Piece
Dining nookMain level9'3 x 9'8
Dining roomMain level12'3 x 10'5
BedroomSecond level9'3 x 11'11
BedroomSecond level9'3 x 11'9
BathroomSecond level4-Piece
BathroomMain level2-Piece

Listing Information

MLS®
1034382
Listed
May 16, 2026
Time on market
On the market for 108 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Welcome to beautiful Colonia Drive. This updated 3-bed 3-bath home offers the perfect blend of comfort, style, and West Coast living. Just minutes from walking trails, parks, schools and walking distance to downtown. A level-entry design opens into a formal living and dining space highlighted by vaulted ceilings and an abundance of natural light. The modern kitchen overlooks the private fenced backyard and features granite countertops, a bright breakfast nook, and adjoining family room with a cozy gas fireplace. Main floor mud room offers direct access to the double garage and for extra storage convenient entry to the oversized crawl space. Upstairs features a spacious primary room with a large walk-in closet, two generous sizes bedrooms and 4-piece bathroom. Freshly painted and thoughtfully updated for energy efficiency, this home includes newer appliances, updated windows, and heat pump for year-round comfort. The meticulously landscaped yard offers ample parking for an RV or boat. All sizes are approximate. Book your private showing today! (id:63159)

Values & Trends

This listing

$427/sqft

Building average

No other active listings in this building

Ladysmith average

$550/sqft

69 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith SecondarySecondary407 m
Ladysmith PrimaryElementary652 m
Ladysmith IntermediateElementary840 m
Stz'uminus Senior Secondary(Independent)Secondary4.5 km
North Oyster ElementaryElementary6.3 km
Chemainus Elementary Community SchoolElementary9.8 km
Chemainus SecondaryK-1210.4 km
Thetis Island ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Kinsmen Park494 m

Gyms (1)

  • Frank Jamison Community Center445 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,920.00
Periodic payment — Principal & Interest (monthly)$4,283.39
Additional monthly expenses (strata, tax, utilities, etc.)$539.08
Total monthly cost$4,822.47
Interest paid over 5-yr term$190,281.38
Balance at end of term$597,198.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,935.72

Cash Needed at Closing

Minimum down payment$57,990
Estimated BC PTT$14,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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