Property Type: Detached HouseOwnership: Freehold

42 SHANLEY Street

Kitchener, BC N2H5N0

$629,900

3 bed3.5 bath2 parking2,268 sqftBuilt 1913
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
3
Frontage
24 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,270

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Brick

Building

Foundation
Unknown
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
FoyerMain level12'4'' x 6'3''
AtticThird level29'2'' x 14'5''
3pc BathroomBasement
Recreation roomBasement23'6'' x 12'4''
KitchenBasement10'8'' x 8'8''
4pc BathroomSecond level
BedroomSecond level9'4'' x 7'5''
BedroomSecond level10'4'' x 11'2''
Primary BedroomSecond level8'0'' x 13'2''
2pc BathroomMain level
Dining roomMain level12'2'' x 9'8''
Living roomMain level12'6'' x 13'0''
KitchenMain level12'2'' x 16'7''

Listing Information

MLS®
40860114
Listed
September 2, 2026
Time on market
On the market for 12 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Welcome to 42 Shanley St., an updated century home in the heart of Downtown Kitchener with original charm preserved and investment potential with basement apartment. Inside this 3 bed, 3 bath home is laminate flooring with original wood trim to keep the cozy feel of the Victorian era. Enjoy family dinners and friendly gatherings in the gorgeous dining room with large windows surrounding to let in the natural light. From the welcoming living room is the bright eat-in kitchen where you'll find the hall to the main floor laundry and powder room as well as access to your private fully fenced backyard, perfect for relaxing or gardening. Upstairs there is a 4 pce main bathroom and 3 spacious bedrooms including the master with its own private balcony where you can enjoy the peaceful tranquility of the lush, treed yard. As a bonus you will absolutely love the finished loft - use it as an office, a family room or 4th bedroom! Downstairs in the full size, fully finished basement is a perfect mortgage helper or in-law suite with a 3 pce bath, full kitchen and bedroom area as well as a separate entrance. Don't miss your chance to live in this vibrant neighbourhood between downtown Kitchener and Uptown Waterloo, with convenient transportation such as LRT, bus and Go Train and walkable distance to restaurants and shops. (id:63159)

Values & Trends

This listing

$278/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$447/sqft

31 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (strata, tax, utilities, etc.)$385.50
Total monthly cost$3,636.62
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,551.58

Cash Needed at Closing

Minimum down payment$37,990
Estimated BC PTT$10,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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