81 WILLOW Street
Waterloo, BC N2J1W3
$799,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 43 feet
GR2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,891
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Boiler, Natural gas
- Fireplace
- None
Exterior & Lot
- Exterior features
- Brick, Aluminum siding
Building
- Water source
- Municipal water
- Sewer
- Municipal sewage system
Parking
- Features
- Open
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Loft | Third level | 7'10'' x 22'7'' |
| Family room | Second level | 14'3'' x 13'10'' |
| Kitchen | Second level | 8'4'' x 14'2'' |
| Office | Second level | 8'2'' x 8'4'' |
| Bedroom | Second level | 12'4'' x 13'2'' |
| 3pc Bathroom | Second level | — |
| 3pc Bathroom | Main level | — |
| Family room | Main level | 10'8'' x 13'8'' |
| Bedroom | Main level | 10'5'' x 11'4'' |
| Kitchen | Main level | 11'7'' x 18'7'' |
Listing Information
- MLS®
- 40860943
- Listed
- September 6, 2026
- Time on market
- On the market for 8 days
- Data last synced
- September 15, 2026
Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.
Description
Downtown Waterloo Home – A Great Investment Opportunity! Prime downtown Waterloo location! This legal non-conforming duplex offers an excellent opportunity for investors, contractors, and those looking to bring their vision to life. Full of the character and charm of an older home, this property is ready for someone with the experience and resources to complete the renovations and unlock its full potential. With a desirable location close to downtown amenities, shopping, restaurants, transit, schools, and more, this property offers strong potential as a rental investment once the work is completed. Whether you're an experienced investor or a contractor looking for your next project, this is an opportunity to create a valuable income-producing property in a highly sought-after area. (id:63159)
Values & Trends
This listing
$475/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$440/sqft
31 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
13°C
—
Humidity 88%
Wind SE 2 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
25°
Thursday night
13°
Source: Environment and Climate Change Canada.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.