Property Type: TownhouseOwnership: Strata

4215 Westside Road Unit# 7

Kelowna, BC V1Z3W8

$749,000

2 bed2 bath988 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2.5

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$565/mo
Annual property tax
$3,339.32

Maintenance Fee Includes

Water

Interior

Heating
Baseboard heaters, Electric
Fireplace
None
Flooring
Hardwood

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Surfaced

Restrictions & Policies

Pets
Allowed, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomMain level10'4'' x 12'3''
LoftMain level11'1'' x 13'
Full ensuite bathroomMain level5'2'' x 8'5''
Primary BedroomMain level16'3'' x 14'1''
Full bathroomMain level4'11'' x 8'5''
Living roomMain level9'11'' x 16'2''
Dining roomMain level5'3'' x 12'4''
KitchenMain level6'11'' x 12'4''
FoyerMain level6'7'' x 7'4''

Listing Information

MLS®
10377667
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Abbotsford) · Data source: CREA DDF.

Description

STUNNING waterfront property on the beautiful Okanagan Lake. The Cottages at Secret Point is a sought after detached townhouse development that offers secluded lake front living while only 20 minutes from West Kelowna. This fully furnished, cozy cabin right on Okanagan Lake boasts two large decks with breathtaking views. Enjoy the brand-new dock, installed last year, with space for your boat, plus access to a communal dock. Inside, you'll find stainless steel appliances, wood plank flooring, and all the charm of a lakeside retreat. Perfect as a vacation getaway or income-generating rental, this property offers endless possibilities for relaxation or investment. Don't miss out on this rare opportunity to own a piece of paradise! (id:63159)

Values & Trends

This listing

$758/sqft

Building average

$793/sqft

1 active listing(s)

Westside Road average

$793/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary5.1 km
George Elliot SecondarySecondary7.3 km
HS Grenda Middle SchoolMiddle7.5 km
Peter Greer ElementaryElementary8.1 km
Oyama Traditional SchoolElementary11.5 km
North Glenmore ElementaryElementary14.0 km
Aberdeen Hall Preparatory School(Independent)K-1214.4 km
Dr Knox Middle SchoolMiddle14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Other Listings in This Building

Other units currently listed in the same building. 4215 Westside Road

View building profile →
Built 2006

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (strata, tax, utilities, etc.)$892.28
Total monthly cost$4,758.11
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,375.83

Cash Needed at Closing

Minimum down payment$49,900
Estimated BC PTT$12,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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