Property Type: TownhouseOwnership: Strata

4215 Westside Road Unit# 10

Kelowna, BC V1Z3W8

$919,000

2 bed2.5 bath1,159 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$565/mo
Annual property tax
$3,628

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Waterfront
Waterfront on lake

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherLower level2' x 2'
BedroomLower level10'4'' x 11'11''
OtherSecond level5'8'' x 3'3''
2pc BathroomSecond level4'11'' x 8'4''
OtherSecond level10' x 8'5''
Primary BedroomSecond level11'8'' x 10'10''
4pc BathroomMain level5' x 8'8''
Living roomMain level12'3'' x 15'11''
KitchenMain level9'8'' x 12'7''

Listing Information

MLS®
10392291
Listed
July 3, 2026
Time on market
On the market for 59 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Live the Okanagan waterfront lifestyle you’ve always dreamed of. Welcome to #10 at The Cottages at Secret Point, an immaculate, detached lakefront townhouse offering breathtaking views and exceptional short-term rental income potential. Perfect as a luxury vacation home, full-time residence, or investment property, this beautifully renovated home has never been used as an Airbnb, leaving it in outstanding condition. Enjoy seamless indoor-outdoor living with an open-concept main floor featuring a stunning kitchen with stainless steel appliances and spacious living area that open onto a lakefront deck. The upper-level primary retreat offers spectacular lake views, a luxurious ensuite with a soaker tub, and a peaceful setting overlooking Okanagan Lake. A generous second bedroom on the lower level opens onto an oversized deck, with extended sundecks just steps from the water, creating exceptional space for entertaining family and friends. Recent upgrades include a new private dock (2024), a new 3-ton boat lift in Slip #10 (2024), private buoy installed (2023) expanded lakefront patios, & wall-mounted heat pump/air conditioning units on upper and main floor. The gated community is one of the Okanagan’s hidden gems, located just 20 minutes from West Kelowna. Residents enjoy secure entry and guest parking. This is a rare opportunity to own a move-in-ready, fully furnished lakefront home with a private dock and boat lift on beautiful Okanagan Lake. (id:63159)

Values & Trends

This listing

$793/sqft

Building average

$758/sqft

1 active listing(s)

Westside Road average

$758/sqft

1 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary5.1 km
George Elliot SecondarySecondary7.3 km
HS Grenda Middle SchoolMiddle7.4 km
Peter Greer ElementaryElementary8.0 km
Oyama Traditional SchoolElementary11.4 km
North Glenmore ElementaryElementary14.1 km
Aberdeen Hall Preparatory School(Independent)K-1214.4 km
Dr Knox Middle SchoolMiddle14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($66,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$735,200.00
Periodic payment — Principal & Interest (monthly)$4,743.26
Additional monthly expenses (strata, tax, utilities, etc.)$925.33
Total monthly cost$5,668.59
Interest paid over 5-yr term$210,710.43
Balance at end of term$661,314.78

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$66,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,552.35

Cash Needed at Closing

Minimum down payment$66,900
Estimated BC PTT$16,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$84,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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