425 White St
Ladysmith, BC V9G1T4
$639,900
Open House
Sunday, September 6
11:30 AM – 1:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Character
- Lot size
- 7,200 square feet
- Zoning
- Residential
R-2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,901
Interior
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- Yes (1)
- Appliances
- Refrigerator, Range - Gas
Exterior & Lot
- View
- Mountain view
- Lot features
- Central location, Level lot, Southern exposure, Other, Marine Oriented
Building
- Parcel ID (PID)
- 008-702-870
Parking
- Total spaces
- 3
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | 12'8 x 11'1 |
| Living room | Main level | 11'10 x 19'3 |
| Kitchen | Main level | 11'5 x 14'8 |
| Bedroom | Main level | 9'0 x 11'1 |
| Bathroom | Other | 4-Piece |
Listing Information
- MLS®
- 1047656
- Listed
- August 24, 2026
- Time on market
- On the market for 7 days
- Data last synced
- September 1, 2026
Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.
Description
A little history, a little personality…and a LOT of potential. There is excellent value in this charming Ladysmith character home, ideal for a buyer with a Pinterest folder ready for action! Sunny and south-facing, this home features 2 bedrooms (potential for a 3rd down), quaint cove ceilings, a sun soaked maple kitchen with bright breakfast nook, vinyl frame windows, natural gas forced-air furnace and updated plumbing and electrical. Outside, a spacious deck, fully fenced yard, carport and alley access for extra parking AND room for the RV. Further development could be done, to truly make this space your own. Set in a quiet, desirable Ladysmith neighbourhood, bring the sparkle and turn a well-loved character home into something special. See you soon! (id:63159)
Values & Trends
This listing
$753/sqft
Building average
—
No other active listings in this building
Ladysmith average
$545/sqft
69 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Nanaimo
13°C
Partly Cloudy
Humidity 89%
Wind WSW 6 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
8,990
(2021 Census)
+5.3% since 2016
Density: 746.7/km²
Dwellings: 4,079
Median household income: $81,000
After-tax: $72,500
Immigrant population: 12.7%
Top countries of origin (% of total population)
- United Kingdom4.9% · 440
- United States of America1.3% · 120
- Germany0.7% · 65
- Netherlands0.5% · 45
- Poland0.3% · 25
- South Africa, Republic of0.3% · 25
- India0.3% · 25
- Mexico0.2% · 20
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Ladysmith Primary | Elementary | 382 m |
| Ladysmith Secondary | Secondary | 677 m |
| Ladysmith Intermediate | Elementary | 683 m |
| Stz'uminus Senior Secondary(Independent) | Secondary | 3.4 km |
| North Oyster Elementary | Elementary | 6.6 km |
| Chemainus Elementary Community School | Elementary | 9.0 km |
| Chemainus Secondary | K-12 | 9.6 km |
| Thetis Island Elementary | Elementary | 9.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Barnacle Barney's Fish and Chips · 341 First Avenue539 m
- Wigan Restaurant · 438 First Avenue551 m
- Roberts Street Pizza · 20 Roberts Street580 m
- Zack's Lounge · 530 First Avenue590 m
- Maya Norte · 18 Roberts Street591 m
Cafes (4)
- Jas Cafe · 440 4th Avenue302 m
- Plantitude567 m
- Old Town Bakery · 512 First Avenue568 m
- Iron Works Cafe & Creperie · 422 Esplanade Avenue640 m
Parks (5+)
- Wickham Park · 340 Belaire Street284 m
- Root Street Park · 420 Root Street350 m
- Queen's Park465 m
- Lions Park553 m
- Spirit Square555 m
Shopping (3)
- Canvas Plus · 428 First Avenue544 m
- The Worldly Gourmet · 522 First Avenue576 m
- Budget Blinds · 19 High Street663 m
Gyms (5+)
- Active Solutions Health and Sport531 m
- CrossFit Ladysmith · 529 First Avenue617 m
- Ladysmith Shaolin Martial Arts · 25 High Street651 m
- Lift Haus · 19 High Street662 m
- Frank Jamison Community Center721 m
Pharmacies (1)
- Pharmasave · 441 First Avenue588 m
Banks & ATMs (3)
- Ladysmith and District Credit Union · 330 First Avenue479 m
- RBC · 521 First Avenue607 m
- CIBC · 540 First Avenue611 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.