Property Type: Land / LotOwnership: Freehold

4265 Woodbury Village Road

Ainsworth, BC V0B2B0

$250,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.66 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,227.8

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View (panoramic)

Listing Information

MLS®
10376643
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kaslo) · Data source: CREA DDF.

Description

This charming property in Woodbury Village, Ainsworth Hot Springs, BC, is set up for seasonal use or year-round living. Located just 10 minutes south of Kaslo and 45 minutes north of Nelson, it features a beautifully upgraded setup. The newly constructed bunkie cabin creates an additional living space for guests or extra storage. The property also features a new shed from Kootenay Sheds, an outdoor shower, an upgraded hot water system, new siding, and barnwood wallpaper in the main living space. The property includes a spacious covered deck, a bright living room, and a laundry/utility shed with a large roof system. Thoughtful landscaping with small paths and trails creates a lovely outdoor atmosphere. Fully serviced with water, hydro, internet, and a septic system, this property also offers ample parking. The private community beach is within walking distance, and the southern exposure provides a sunny and inviting space with wonderful mountain views and partial lake views. There's room for further development, making this an ideal property for part-time use or live in full-time and develop as you wish . If you're looking for a peaceful retreat, this is a must-see! (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-1212.7 km
J V Humphries Elem-SecondaryK-1214.0 km
Redfish Elementary SchoolElementary22.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$200,000.00
Periodic payment — Principal & Interest (monthly)$1,290.33
Additional monthly expenses (strata, tax, utilities, etc.)$102.32
Total monthly cost$1,392.65
Interest paid over 5-yr term$57,320.57
Balance at end of term$179,900.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,826.29

Cash Needed at Closing

Minimum down payment$12,500
Estimated BC PTT$3,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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