Property Type: Land / LotOwnership: Freehold

Highway 31 Lot# 5

Fletcher Creek, BC V0G1M0

$219,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
11.22 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$711.9

Interior

Fireplace
None

Exterior & Lot

View
Mountain view
Waterfront
Waterfront on pond

Listing Information

MLS®
10389388
Listed
May 29, 2026
Time on market
On the market for 94 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Welcome to this 11.22-acre property in the scenic Fletcher Creek area. This unique parcel offers a mix of usable flat land, mature forest, and frontage on a beautiful pond, creating a peaceful setting for nature lovers and outdoor enthusiasts. A large flat area is located just off Highway 31 for easy access and includes a small garden and storage area used by the owners. The property then rises up the hillside, offering wooded areas, natural benches, and a small seasonal spring. The upper portion of the lot extends beyond the mountain ridge and offers great views, though access is limited to hiking or through a Crown land tenure road with permission from the leaseholder. Located near the popular Fletcher Falls recreation area, the property is a short drive to Kaslo, golf course, all amenities and approximately 50 minutes from Nelson. The adjacent property (MLS #10389227), which includes the owners’ home and the remaining portion of the pond, is also available for sale. (id:63159)

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
J V Humphries Elem-SecondaryK-129.7 km
Crawford Bay Elem-SecondaryK-1217.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$175,200.00
Periodic payment — Principal & Interest (monthly)$1,130.33
Additional monthly expenses (strata, tax, utilities, etc.)$59.32
Total monthly cost$1,189.66
Interest paid over 5-yr term$50,212.82
Balance at end of term$157,592.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,599.83

Cash Needed at Closing

Minimum down payment$10,950
Estimated BC PTT$2,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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