Property Type: Detached HouseOwnership: Freehold

429 Morningview Drive

Coldstream, BC V1B0B5

$1,199,000

3 bed3.5 bath2 parking3,492 sqftBuilt 2023
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,212.1

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

View
Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomLower level10'4'' x 10'1''
StorageLower level39'2'' x 29'1''
4pc BathroomSecond level5'1'' x 9'10''
Dining roomMain level11'3'' x 14'11''
OfficeMain level11' x 11'5''
2pc BathroomMain level5' x 4'11''
Mud roomMain level10'3'' x 10'10''
PantryMain level7'4'' x 9'5''
Primary BedroomSecond level16'1'' x 17'2''
Family roomSecond level18' x 22'3''
5pc BathroomSecond level12'9'' x 14'9''
BedroomSecond level14'11'' x 10'5''
BedroomSecond level15'10'' x 10'4''
KitchenMain level11'4'' x 14'11''
Living roomMain level14'6'' x 14'1''

Listing Information

MLS®
10379967
Listed
April 23, 2026
Time on market
On the market for 130 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Priscilla · Data source: CREA DDF.

Description

Welcome to this stunning 2023-built home in the highly sought-after Morningview on Middleton subdivision in Coldstream. Offering 3 bedrooms (all up) and 3 bathrooms (2 up, 1 down), this thoughtfully designed residence blends modern comfort with everyday functionality—perfect for growing families. Step into the impressive great room featuring 18’ ceilings and breathtaking mountain views that fill the space with natural light. The beautifully appointed kitchen is a showpiece, complete with a walk-through butler’s pantry for seamless organization and entertaining. The walkout basement, with 10’ ceilings, is unfinished and ready for your plans—whether that’s additional living space, a legal suite, or a combination of both. Set up for easy living from day one, the property already includes landscaping, fencing, and blinds—saving you time, cost, and hassle. Plus, there’s no GST to factor in. Just move in and enjoy. Located in a welcoming, family-friendly community close to schools and golf courses, this home also offers access to a private neighborhood park and scenic walking trails—perfect for outdoor living. A rare opportunity to own a turn-key home in one of Coldstream’s most desirable neighborhoods. (id:63159)

Values & Trends

This listing

$343/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$497/sqft

38 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary1.1 km
Hillview ElementaryElementary1.3 km
Vernon SecondaryElementary1.8 km
Kalamalka SecondaryElementary2.4 km
Coldstream ElementaryElementary2.4 km
Kidston ElementaryElementary2.5 km
Silver Star ElementaryElementary2.8 km
St James(Independent)Elementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$609.34
Total monthly cost$6,797.77
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information