Property Type: Detached HouseOwnership: Freehold

989 Mt Ida Lane

Vernon, BC V1B4C3

$1,099,000

4 bed4 bath9 parking3,188 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,521.51

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Concrete, Hardwood, Carpeted

Exterior & Lot

Exterior features
Other
View
City view, Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
9 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerMain level11'11'' x 8'7''
OtherAdditional Accommodation18'0'' x 8'1''
BedroomAdditional Accommodation11'5'' x 12'8''
Full bathroomAdditional Accommodation8'1'' x 8'7''
Living roomAdditional Accommodation16'3'' x 10'1''
KitchenAdditional Accommodation14'1'' x 8'11''
Utility roomLower level12'2'' x 4'7''
Recreation roomLower level25'2'' x 25'2''
Laundry roomLower level12' x 12'
Full bathroomLower level9'3'' x 8'9''
BedroomLower level14'6'' x 12'10''
Full bathroomMain level8'1'' x 7'6''
BedroomMain level11'7'' x 11'4''
Full ensuite bathroomMain level12'4'' x 8'9''
Primary BedroomMain level15'6'' x 13'2''
Dining roomMain level11'7'' x 11'5''
Living roomMain level16'11'' x 16'1''
KitchenMain level11'10'' x 10'1''

Listing Information

MLS®
10391233
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to 989 Mt Ida Lane, a custom-built home perched on sought-after Middleton Mountain, one of Vernon's most desirable neighbourhoods. Enjoy panoramic city views, exceptional privacy, direct access to nearby trails, and a strong community atmosphere just minutes from schools, parks, golf, Kalamalka Lake, and everyday amenities. Tucked away at the end of a quiet lane and backing onto a treed setting, this 4-bedroom, 4-bathroom home includes a self-contained 1-bedroom suite, offering flexibility for extended family or guests. The open-concept main level features soaring ceilings, expansive windows, solid acacia hardwood flooring, and a chef-inspired kitchen with granite countertops, stainless steel appliances, and a large island. The spacious primary suite includes a walk-in closet, luxurious 5-piece ensuite, and access to the covered upper deck. Additional highlights include built-in speakers throughout, custom living room storage, polished concrete floors on the lower level, and abundant parking for vehicles and toys. Outside, unwind in the hot tub, tend to the flower and herb gardens, and enjoy underground irrigation and low-maintenance landscaping. A rare offering combining quality craftsmanship, flexibility, privacy, and breathtaking views in an exceptional Middleton Mountain location. (id:63159)

Values & Trends

This listing

$345/sqft

Building average

No other active listings in this building

Middleton Mountain Vernon average

$364/sqft

10 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary1.5 km
Kidston ElementaryElementary1.8 km
Kalamalka SecondaryElementary1.9 km
Vernon SecondaryElementary2.0 km
Hillview ElementaryElementary2.1 km
Coldstream ElementaryElementary2.5 km
Mission Hill ElementaryElementary2.5 km
St James(Independent)Elementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed694 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$619.13
Total monthly cost$6,291.43
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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