Property Type: DuplexOwnership: Freehold

430 Arrowleaf Rise

Coldstream, BC V1B2M4

$749,900

2 bed3.5 bath4 parking1,623 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
Duplex
Stories
3
Lot size
0.1 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Vinyl

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherLower level9'0'' x 6'11''
3pc Ensuite bathSecond level
Primary BedroomSecond level11'9'' x 11'0''
3pc Ensuite bathSecond level
Primary BedroomSecond level11'10'' x 11'6''
2pc BathroomMain level
KitchenMain level15'4'' x 9'0''
Dining roomMain level10'2'' x 11'6''
Living roomMain level16'6'' x 14'0''

Listing Information

MLS®
10397888
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

YOUR HOME. YOUR CHOICE. Choose Your Move-In Bonus: Live Mortgage-Free for 3 Months OR Free Furniture. Plus, all appliances are included! Welcome to this stunning 1,623 sq. ft. 3-storey walk-up duplex by award-winning Carriage Signature Homes, nestled in the sought-after Morningview community on Middleton Mountain in Coldstream. This thoughtfully designed home features dual primary suites, each with walk-in closets and ensuites, upper-level laundry, a spacious double attached garage, and a large central kitchen island perfect for entertaining. The main living area boasts soaring 9' ceilings and a bright living room with sweeping valley views. Step outside to your rear patio, complete with a privacy screen — ideal for relaxing Okanagan evenings. Finished in the warm and elegant Ranch interior colour palette, every detail reflects quality craftsmanship throughout. Fully landscaped and move-in ready with no HOA or strata fees. Just 7 minutes to Kalamalka Lake and 30 minutes to SilverStar Mountain Resort, you're perfectly positioned to enjoy everything the Okanagan has to offer — beaches, ski hills, wineries, and the amenities of nearby Vernon. Backed by the Canadian Home Warranty Protection Program. Price is plus GST. Book your private showing today! (id:63159)

Values & Trends

This listing

$462/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$389/sqft

3 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary1.1 km
Hillview ElementaryElementary1.4 km
Vernon SecondaryElementary1.7 km
Kalamalka SecondaryElementary2.3 km
Coldstream ElementaryElementary2.4 km
Kidston ElementaryElementary2.5 km
St James(Independent)Elementary2.7 km
Silver Star ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,920.00
Periodic payment — Principal & Interest (monthly)$3,870.48
Additional monthly expenses (strata, tax, utilities, etc.)$81.00
Total monthly cost$3,951.48
Interest paid over 5-yr term$171,938.80
Balance at end of term$539,629.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.06

Cash Needed at Closing

Minimum down payment$49,990
Estimated BC PTT$12,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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