Property Type: Detached HouseOwnership: Freehold

430 McCarren Avenue

Kelowna, BC V1W4T8

$899,000

3 bed3.5 bath2 parking2,274 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.09 acres
Frontage
33 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,070

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted
Appliances
Refrigerator, Range - Gas, Dishwasher, Dryer

Exterior & Lot

Exterior features
Wood siding
Lot features
One Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
024-058-963

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Recreation roomBasement15'9'' x 12'3''
Partial bathroomMain level
Full bathroomSecond level
3pc Ensuite bathSecond level
Primary BedroomSecond level12'5'' x 16'11''
BedroomSecond level11'0'' x 9'4''
BedroomSecond level8'10'' x 9'5''
Dining roomMain level7'8'' x 11'3''
Living roomMain level13'11'' x 13'1''
KitchenMain level8'3'' x 8'10''
DenMain level11'9'' x 10'0''

Listing Information

MLS®
10396217
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 30, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Ahhhhhhh....Kettle Valley. This beautifully updated, 1 owner, 3 bedroom , 2 1/2 bathroom home is located steps from the village center of this award winning subdivision and only a few minutes from the new shopping area at The Ponds for added convenience. There's Save-On, Shoppers Drug Mart, Starbucks among the many shops and services. Walking distance to school and green spaces. The large, covered deck allows enjoyment of the Okanagan lifestyle even when the weather isn't (rarely) perfect. The entertainers kitchen features Corian countertops and high end stainless appliances, including a gas range. All 3 bedrooms are on the upper floor with the primary featuring a 3 piece ensuite. The lower level has a family/flex room with a storage room that is plumbed for a bathroom. The attached two-car garage plus a large driveway provides ample parking for you and guests. Many upgrades over the last 10 years make this beautiful home move-in ready. (id:63159)

Values & Trends

This listing

$395/sqft

Building average

No other active listings in this building

Kettle Valley average

$483/sqft

32 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chute Lake ElementaryElementary133 m
Lakeside School Kelowna(Independent)Elementary2.6 km
Anne McClymont ElementaryElementary3.2 km
Okanagan Mission SecondaryElementary3.2 km
Canyon Falls Middle SchoolMiddle3.3 km
Bellevue Creek ElementaryElementary3.4 km
Dorothea Walker ElementaryElementary4.0 km
de l'Anse-au-sableK-124.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • KVC126 m

Parks (5+)

  • Main Street Park145 m
  • Curlew Park239 m
  • Winslow Park336 m
  • Tulameen Park534 m
  • Providence Park538 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$369.83
Total monthly cost$5,009.87
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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