Property Type: TownhouseOwnership: Strata

4300 44TH Avenue Unit# 109

Osoyoos, BC V0H1V6

$524,900

3 bed3.5 bath1 parking1,279 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$653/mo
Annual property tax
$2,719.71

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown
Pool
Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level12'0'' x 12'0''
Living roomSecond level11'0'' x 12'6''
KitchenSecond level10'0'' x 11'0''
5pc Ensuite bathMain level
Dining roomSecond level8'6'' x 9'6''
DenSecond level7'6'' x 8'6''
BedroomMain level9'6'' x 9'6''
BedroomMain level9'3'' x 10'3''
4pc BathroomSecond level
2pc BathroomSecond level

Listing Information

MLS®
10371252
Listed
December 17, 2025
Time on market
On the market for 257 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

LAKE & POOL VIEW townhome at Village on the Lake in Osoyoos! This fully furnished 3-bedroom, 3-bathroom townhouse offers a rare blend of lifestyle and flexibility in the South Okanagan. A true turn-key property, this complex is one of the few in Osoyoos that allows rentals without requiring it to be your primary residence, making it an excellent option for part-time owners or investors. (Owner has boat slip #102 available separately.) The main floor features an open-concept kitchen with granite countertops, spacious living and dining areas with hardwood flooring, an electric fireplace, and a 2-piece bath with laundry. A new door to the deck enhances indoor-outdoor flow, leading to a large deck overlooking Osoyoos Lake and the pool—ideal for entertaining or relaxing. The lower level hosts the primary suite with a 3-piece ensuite and a private 15’ x 6’ patio with serene lake and pool views. Two additional bedrooms and a full 4-piece bathroom provide ample space for family or guests, with updated carpets completed in 2024 adding comfort and a fresh feel. Resort-style amenities include private waterfront access, boat dock, outdoor pool, hot tub, and exercise room. Whether used as a full-time residence, vacation getaway, or income-generating investment, this property offers unmatched flexibility. Conveniently located near downtown Osoyoos, walking trails, recreation, and golf. All measurements approximate; buyer to verify. (id:63159)

Values & Trends

This listing

$410/sqft

Building average

$513/sqft

4 active listing(s)

Osoyoos average

$361/sqft

41 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary2.6 km
Osoyoos SecondarySecondary3.5 km
Senpaq'cin School(Independent)Elementary19.0 km
Tuc-el-Nuit ElementaryElementary19.9 km
Southern Okanagan SecondarySecondary20.1 km
Southern Okanagan AltSecondary20.1 km
Oliver ElementaryElementary20.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$419,920.00
Periodic payment — Principal & Interest (monthly)$2,709.18
Additional monthly expenses (strata, tax, utilities, etc.)$943.37
Total monthly cost$3,652.55
Interest paid over 5-yr term$120,350.28
Balance at end of term$377,719.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,490
Stress test qualifying rate8.09%
Payment you must qualify for$3,824.91

Cash Needed at Closing

Minimum down payment$27,490
Estimated BC PTT$8,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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