Property Type: Detached HouseOwnership: Freehold

4300 Russo Street

Kelowna, BC V1W0B6

$1,949,000

4 bed4.5 bath5 parking3,531 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,130.07

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomLower level10'7'' x 10'3''
Full bathroomLower level8'0'' x 7'7''
Recreation roomLower level14'11'' x 19'4''
GymLower level11'4'' x 16'3''
OtherLower level12'5'' x 13'6''
Primary BedroomSecond level19'7'' x 12'8''
Full ensuite bathroomSecond level17'9'' x 10'2''
Laundry roomSecond level6'2'' x 5'8''
BedroomSecond level11'9'' x 12'0''
Full bathroomSecond level11'6'' x 5'4''
BedroomSecond level10'10'' x 12'11''
Partial bathroomMain level4'7'' x 4'11''
DenMain level12'0'' x 9'11''
Living roomMain level14'11'' x 19'5''
Dining roomMain level11'6'' x 13'0''
KitchenMain level13'6'' x 14'5''
Mud roomMain level7'9'' x 8'7''
FoyerMain level18'3'' x 6'11''

Listing Information

MLS®
10394287
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Architecturally designed to maximize light, views & everyday living, this exceptional contemporary residence offers over 3,500 sq.ft. of beautifully appointed living space. Soaring ceilings & dramatic floor-to-ceiling windows flood the interior with natural light while framing picturesque mountain views. A stunning 3D water vapour fireplace with custom built-ins anchors the open-concept living area, creating a sophisticated yet inviting space for everyday living & entertaining. The chef-inspired kitchen centres around an oversized waterfall quartz island & is appointed with professional series appliances, a full-size panelled refrigerator, induction cooktop, pot filler, under-cabinet lighting & a walk-in pantry. The adjoining dining area extends seamlessly onto the covered view deck with a gas BBQ hookup, offering effortless indoor-outdoor living. A dedicated main floor office with custom built-ins, spacious mudroom & tandem triple garage with epoxy flooring combine style with everyday practicality. Upstairs, three bedrooms include the expansive primary retreat, where large windows capture beautiful views & natural light. The spa-inspired ensuite features dual vanities, an oversized steam shower, freestanding soaker tub & generous walk-in closet. Two additional bedrooms, a full bathroom & an upper-level laundry room complete the thoughtfully designed layout. The walk-out lower level is designed for recreation & relaxation with a spacious family room, recreation room complete with a wet bar, dedicated home gym, fourth bedroom & full bathroom. Sliding doors lead to the pool-sized backyard, where mature landscaping & protected riparian land create exceptional privacy that will be preserved for years to come. (id:63159)

Values & Trends

This listing

$552/sqft

Building average

No other active listings in this building

Lower Mission average

$702/sqft

94 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Dorothea Walker ElementaryElementary480 m
de l'Anse-au-sableK-121.0 km
Okanagan Mission SecondaryElementary1.1 km
Bellevue Creek ElementaryElementary1.1 km
Anne McClymont ElementaryElementary1.2 km
Lakeside School Kelowna(Independent)Elementary1.9 km
Canyon Falls Middle SchoolMiddle2.6 km
Casorso ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($389,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,559,200.00
Periodic payment — Principal & Interest (monthly)$10,059.43
Additional monthly expenses (strata, tax, utilities, etc.)$937.84
Total monthly cost$10,997.27
Interest paid over 5-yr term$446,871.20
Balance at end of term$1,402,505.44

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$389,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,989.70

Cash Needed at Closing

Minimum down payment$389,800
Estimated BC PTT$36,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$428,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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