Property Type: Detached HouseOwnership: Freehold

4309 22 Street

Vernon, BC V1T4J3

$699,000

5 bed2 bath5 parking1,697 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,000

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood, Stucco

Parking

Total spaces
5 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement12'9'' x 13'9''
3pc BathroomBasement12'9'' x 7'2''
Recreation roomBasement12'7'' x 21'4''
StorageBasement12'9'' x 10'6''
Laundry roomBasement12'2'' x 13'11''
BedroomBasement12'2'' x 11'11''
Mud roomMain level7'8'' x 6'8''
4pc BathroomMain level7'2'' x 9'7''
BedroomMain level10'10'' x 8'3''
BedroomMain level8'7'' x 9'5''
Primary BedroomMain level12'2'' x 11'3''
Dining roomMain level12'11'' x 12'1''
KitchenMain level12'11'' x 14'9''
Living roomMain level13'7'' x 17'7''

Listing Information

MLS®
10395941
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Exceptional opportunity to own this large 7200 square foot 60 x120 lot boasting MUS zoning. In a sought after neighborhood this property presents a great investment prospect with potential for redevelopment, zoning allows for the construction of 4 units, or keep the existing structures and renovate to make a fantastic family home with a basement suite with its own entrance, bring your ideas to this property. The 3 bedroom upstairs, bathroom, a large kitchen area, the living room and dining room area very comfortable size, the basement is unfinished but comes with 2 bedrooms ready for painting , large yard with raised garden beds mature landscaping, spacious single detached garage and large concrete driveway for additional parking. The home is located on a no thru street, close to Harwood Elementary and transit, easy level walk to downtown or the north end of town. Property being Sold as is where is. (id:63159)

Values & Trends

This listing

$412/sqft

Building average

No other active listings in this building

Harwood average

$401/sqft

5 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 79%

Wind E 6 km/h

Today

27°

Tonight

13°

Wednesday

22°

Wednesday night

13°

Thursday

21°

Thursday night

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Harwood ElementaryElementary208 m
Pleasant Valley Christian Academy(Independent)Elementary/Middle524 m
W.L. Seaton SecondarySecondary584 m
Ecole Beairsto ElementaryElementary1.1 km
Silver Star ElementaryElementary1.2 km
Alexis Park ElementaryElementary1.3 km
St James(Independent)Elementary1.6 km
Vernon SecondaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Eat Good Market Deli - Pineapple Express Bistro · 4511 27 Street459 m
  • cuisine Of India · 3009 43 Avenue773 m

Cafes (1)

  • Bean to Cup · 3903 27 Street695 m

Parks (2)

  • Girouard Park377 m
  • Macdonald Park513 m

Gyms (1)

  • Planet Fitness566 m

Pharmacies (1)

  • Shoppers Drug Mart431 m

Banks & ATMs (1)

  • Scotiabank774 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$335.00
Total monthly cost$3,942.77
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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