Property Type: Detached HouseOwnership: Freehold

4513 Cascade Drive

Vernon, BC V1T8J7

$765,000

4 bed3 bath2 parking2,185 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.14 acres
Frontage
62 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,920

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerBasement17'3'' x 9'7''
FoyerBasement9'10'' x 26'11''
StorageBasement5'8'' x 6'8''
3pc BathroomBasement9'1'' x 6'11''
BedroomBasement11'3'' x 11'9''
Laundry roomBasement8'5'' x 10'6''
BedroomBasement21'0'' x 11'9''
BedroomMain level12'0'' x 13'4''
3pc BathroomMain level8'6'' x 7'4''
3pc Ensuite bathMain level5'8'' x 7'5''
Primary BedroomMain level16'2'' x 11'11''
Living roomMain level19'0'' x 12'8''
Dining roomMain level24'6'' x 10'2''
KitchenMain level17'0'' x 10'6''

Listing Information

MLS®
10390807
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome to this well-maintained 4-bedroom, 3-bathroom home offering comfortable family living and beautiful views of the valley and Okanagan Lake. Step into the bright main level, where large windows fill the living room with natural light and perfectly frame the stunning scenery and lake view. The open-concept kitchen features a centre island, ample storage, and plenty of prep space, making it ideal for everyday living and entertaining. Just off the dining area, the spacious deck provides the perfect setting for outdoor dining, lounging, and gathering with family and friends while taking in the views. The primary bedroom serves as a private retreat, complete with a walk-in closet and renovated 3-piece ensuite. A second bedroom and updated full bathroom complete the main floor. Downstairs, the generous rec room is ready for movie nights, games, and family fun. Two additional bedrooms and another full bathroom provide plenty of space for family members or overnight guests. Outside, mature landscaping surrounds the home, creating a private and inviting setting. The backyard is easily accessible from the deck, offering space to relax, garden, or play. With its functional layout, stunning views, and room for the whole family, this home has everything you've been looking for. Don't miss your opportunity to make it yours! (id:63159)

Values & Trends

This listing

$350/sqft

Building average

No other active listings in this building

East Hill average

$366/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Pleasant Valley Christian Academy(Independent)Elementary/Middle677 m
Harwood ElementaryElementary984 m
Silver Star ElementaryElementary1.2 km
W.L. Seaton SecondarySecondary1.7 km
Ecole Beairsto ElementaryElementary2.0 km
B X ElementaryElementary2.1 km
Vernon SecondaryElementary2.3 km
St James(Independent)Elementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$612,000.00
Periodic payment — Principal & Interest (monthly)$3,948.42
Additional monthly expenses (strata, tax, utilities, etc.)$435.67
Total monthly cost$4,384.08
Interest paid over 5-yr term$175,400.96
Balance at end of term$550,495.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,486.57

Cash Needed at Closing

Minimum down payment$51,500
Estimated BC PTT$13,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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