4310 GULCH Road
Naramata, BC V0H1N0
$899,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 1.05 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,325.94
Interior
- Heating
- Heat Pump, Baseboard heaters, Stove, Electric, Wood
- Cooling / A/C
- Heat Pump
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Concrete, Ceramic Tile, Linoleum
Exterior & Lot
- Exterior features
- Brick, Stucco, Cedar Siding
- View
- Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown
Building
- Roof
- Metal, Unknown
Parking
- Total spaces
- 5 — covered indicated
- Features
- Carport, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 9' x 5'2'' |
| Other | Basement | 10'10'' x 8'9'' |
| Laundry room | Basement | 10'10'' x 8'11'' |
| 2pc Bathroom | Basement | — |
| Bedroom | Basement | 11'9'' x 13'10'' |
| Family room | Basement | 10'7'' x 20'2'' |
| Bedroom | Main level | 8'11'' x 10'8'' |
| Full bathroom | Main level | — |
| Primary Bedroom | Main level | 11' x 12'5'' |
| Living room | Main level | 11' x 22'4'' |
| Dining room | Main level | 11'10'' x 9'1'' |
| Kitchen | Main level | 11'6'' x 9'6'' |
Listing Information
- MLS®
- 10396670
- Listed
- August 5, 2026
- Time on market
- On the market for 26 days
- Data last synced
- August 28, 2026
Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.
Description
Rare opportunity to own a private 1-acre property in one of Naramata's most sought-after rural settings. Nestled among orchards and vineyards, this well-maintained 3-bedroom, 2-bathroom home offers exceptional privacy and breathtaking views of Okanagan Lake, vineyards, and Giant's Head Mountain, and within walking distance to the lake and Village of Naramata. The mature, landscaped grounds feature established grape vines, fruit trees, garden areas, and a magnificent Linden tree creating a peaceful, shaded retreat. Enjoy morning coffee or evening wine on the spacious deck, taking in the stunning views. Inside, the bright main level showcases panoramic lake and vineyard views from the living room with direct deck access. The retro-inspired kitchen adds charm, while the primary bedroom and living room each feature their own split-ductless heat pump for year-round comfort. A second bedroom and full bathroom complete the main floor. The walkout lower level, with its own separate entrance, offers a large family room, a third bedroom, 2-piece bathroom, and spacious laundry room with sink. A truly special Naramata property where privacy, scenery, and pride of ownership come together. NO Speculation Tax Here! Total sq.ft. calculations are based on the exterior dimensions of the building at each floor level & include all interior walls & must be verified by the buyer if deemed important. (id:63159)
Values & Trends
This listing
$470/sqft
Building average
—
No other active listings in this building
Naramata Rural average
$753/sqft
18 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Summerland
17°C
—
Humidity 56%
Wind SW 4 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Naramata Elementary | Elementary | 664 m |
| Trout Creek Elementary | Elementary | 4.3 km |
| Summerland Secondary | K-12 | 6.4 km |
| Unisus Junior School(Independent) | Elementary | 6.7 km |
| Unisus Senior School(Independent) | Secondary | 6.7 km |
| Summerland Montessori School(Independent) | Elementary | 6.8 km |
| Uplands Elementary | Elementary | 11.3 km |
| West Bench Elementary | Elementary | 11.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.