Property Type: Detached HouseOwnership: Freehold

2311 Thornber Street

Summerland, BC V0H1Z9

$1,095,000

3 bed2 bath2 parking1,653 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.48 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,522.95

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Other
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Dining roomMain level7'8'' x 12'4''
FoyerMain level9'8'' x 17'3''
PantryMain level4'11'' x 8'
Laundry roomMain level8' x 14'5''
4pc BathroomMain level4'9'' x 9'
BedroomMain level12'5'' x 12'9''
BedroomMain level10' x 12'5''
4pc Ensuite bathMain level8'4'' x 9'7''
Primary BedroomMain level12'2'' x 16'7''
Living roomMain level13'9'' x 24'
KitchenMain level12'4'' x 16'4''

Listing Information

MLS®
10389250
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Modern custom 3 bedroom, 2 bathroom rancher on a spacious flat ~ half acre lot in sought-after Trout Creek. Surrounded by orchards and vineyards and just minutes to beaches, schools, parks, and walking trails. This thoughtfully designed home offers bright open-concept living, oversized windows, stylish kitchen with large island and gas range, spacious primary suite with walk-in closet and ensuite, double garage, and excellent indoor-outdoor flow. Enjoy mountain views, a peaceful setting, and easy access to wineries, recreation, and downtown Summerland. Ideal single-level Okanagan living in one of the area’s most desirable neighbourhoods. (id:63159)

Values & Trends

This listing

$662/sqft

Building average

No other active listings in this building

Trout Creek average

$644/sqft

16 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary974 m
Unisus Junior School(Independent)Elementary3.2 km
Unisus Senior School(Independent)Secondary3.2 km
Naramata ElementaryElementary3.6 km
Summerland Montessori School(Independent)Elementary4.2 km
Summerland SecondaryK-124.3 km
West Bench ElementaryElementary8.6 km
Queens Park ElementaryElementary9.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$876,000.00
Periodic payment — Principal & Interest (monthly)$5,651.65
Additional monthly expenses (strata, tax, utilities, etc.)$626.58
Total monthly cost$6,278.23
Interest paid over 5-yr term$251,064.12
Balance at end of term$787,964.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,770.39

Cash Needed at Closing

Minimum down payment$84,500
Estimated BC PTT$19,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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