Property Type: Detached HouseOwnership: Freehold

435 Eldorado Road

Kelowna, BC V1W1G6

$1,348,000

3 bed2 bath2 parking1,818 sqftBuilt 1990
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.24 acres
Frontage
67 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,207

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile

Exterior & Lot

Exterior features
Brick, Vinyl siding
Waterfront
Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomMain level7'4'' x 7'2''
Family roomMain level21'9'' x 15'11''
Full ensuite bathroomMain level9'9'' x 5'11''
Full bathroomMain level8'3'' x 7'9''
BedroomMain level10' x 13'8''
BedroomMain level10'3'' x 9'9''
Primary BedroomMain level18'7'' x 13'10''
Family roomMain level21'9'' x 15'11''
KitchenMain level13'7'' x 17'1''
Dining roomMain level10'0'' x 10'10''
Living roomMain level16'6'' x 15'7''

Listing Information

MLS®
10396516
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Perfectly positioned just one block from the shores of Okanagan Lake, 435 Eldorado Road presents an exceptional opportunity in one of Kelowna’s most coveted lake-adjacent neighbourhoods. Set on a generous corner lot, the land value alone offers incredible potential with endless possibilities for future use or redevelopment, making this property as much about opportunity as it is lifestyle. The bright rancher features an inviting open-concept layout filled with natural light, seamlessly connecting the kitchen, living, and dining areas and opening to a covered patio and private backyard—perfect for entertaining or relaxing after a day at the beach. With three comfortable bedrooms, including a spacious primary suite overlooking the yard with its own ensuite, the home works beautifully as a full-time residence, vacation property, or revenue generator. Its prime location near the lake and Kelowna’s best amenities also makes it an excellent Airbnb or short-term rental opportunity. Walk to the beach in minutes and enjoy everything the Okanagan lifestyle offers—from morning swims and paddleboarding to long summer evenings by the water—while owning a property that combines immediate enjoyment with outstanding long-term potential. (id:63159)

Values & Trends

This listing

$741/sqft

Building average

No other active listings in this building

Lower Mission average

$700/sqft

94 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lakeside School Kelowna(Independent)Elementary523 m
Anne McClymont ElementaryElementary635 m
Okanagan Mission SecondaryElementary1.0 km
Dorothea Walker ElementaryElementary1.2 km
Bellevue Creek ElementaryElementary1.5 km
de l'Anse-au-sableK-121.8 km
Canyon Falls Middle SchoolMiddle3.0 km
Chute Lake ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • DunnEnzies · 4638 Lakeshore Road645 m

Cafes (1)

  • Milk Shed · 4629 Lakeshore Road638 m

Grocery (1)

  • Sunshine Market551 m

Parks (5+)

  • Eldorado Road Beach Access165 m
  • Cascia Linear Park430 m
  • Sarsons Beach Park487 m
  • Collett Road Beach Access560 m
  • Farris Road Beach Access701 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,078,400.00
Periodic payment — Principal & Interest (monthly)$6,957.47
Additional monthly expenses (strata, tax, utilities, etc.)$608.25
Total monthly cost$7,565.72
Interest paid over 5-yr term$309,072.54
Balance at end of term$970,024.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,521.32

Cash Needed at Closing

Minimum down payment$109,800
Estimated BC PTT$24,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information