Property Type: Detached HouseOwnership: Freehold

668 TOZER Avenue

Kelowna, BC V1W2A5

$949,000

3 bed2 bath3 parking1,875 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,564.76

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Brick, Stucco, Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageMain level3'0'' x 5'6''
OtherMain level9'9'' x 11'8''
Living roomSecond level13'0'' x 21'7''
KitchenSecond level9'6'' x 18'6''
Family roomMain level12'0'' x 22'9''
Dining roomSecond level9'0'' x 9'11''
BedroomThird level9'3'' x 13'5''
BedroomThird level10'2'' x 11'3''
Primary BedroomThird level11'3'' x 12'9''
3pc BathroomMain level
5pc BathroomThird level

Listing Information

MLS®
10379779
Listed
March 17, 2026
Time on market
On the market for 167 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Penticton Realty · Data source: CREA DDF.

Description

Beautiful 3-bedroom, 2-bathroom home located in the desirable Lower Mission, situated on a large lot. This 1,875 sq ft home is set in a quiet, family-friendly neighbourhood, perfect for those looking to settle into the Okanagan lifestyle. An excellent investment opportunity, the property is currently tenanted at $3,800/month and offers future potential for a carriage home and/or suite. Inside, the home features hardwood flooring and stylish countertops that complement its overall warm and inviting design. Don’t miss your chance to make the Okanagan your home! (id:63159)

Values & Trends

This listing

$506/sqft

Building average

No other active listings in this building

Lower Mission average

$702/sqft

94 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Dorothea Walker ElementaryElementary271 m
Anne McClymont ElementaryElementary534 m
Okanagan Mission SecondaryElementary616 m
Bellevue Creek ElementaryElementary920 m
Lakeside School Kelowna(Independent)Elementary1.2 km
de l'Anse-au-sableK-121.3 km
Canyon Falls Middle SchoolMiddle2.5 km
Casorso ElementaryElementary3.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$474.40
Total monthly cost$5,372.50
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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