Property Type: Detached HouseOwnership: Freehold

4650 GERRANS BAY ROAD

Madeira Park, BC V0N2H1

$1,900,000

3 bed2 bath3 parking1,841 sqftBuilt 1974
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Property Details

Property & Lot

Sub-type
House
Lot size
16,601 square feet
Frontage
75 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,145.12 (2025)

Interior

Heating
Baseboard heaters, Electric, Propane
Fireplace
Yes (2)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
3

Listing Information

MLS®
R3094152
Listed
February 27, 2026
Time on market
On the market for 185 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Waterfront with protected, deep water moorage. This updated home offers beautiful ocean & mountain views, a private 68' dock & boathouse & the rare privacy of a gated, fully fenced property tucked at the end of a quiet cul-de-sac. An easy access path leads you directly to the dock - perfect to stroll or a quick ATV ride to the water. Inside, vaulted ceilings & expansive windows flood the home with natural light, while French doors open onto decks on both levels, seamlessly blending indoor & outdoor living. The warm West Coast aesthetic shines through with rich wood beams & finishings, two gas fireplaces & beautifully appointed kitchen/bathrooms. Relax in the hot tub, rinse off in the outdoor shower after a swim or enjoy the abundant space for gardening. Minutes to Madeira Park! (id:63159)

Values & Trends

This listing

$1,032/sqft

Building average

No other active listings in this building

Madeira Park average

$658/sqft

15 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.5 km
Pender Harbour Elem-SecondaryK-126.3 km
Halfmoon Bay ElementaryElementary19.1 km
False Bay SchoolK-1221.2 km
West Sechelt ElementaryElementary23.7 km
Kinnikinnick ElementaryElementary24.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($380,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,520,000.00
Periodic payment — Principal & Interest (monthly)$9,806.52
Additional monthly expenses (strata, tax, utilities, etc.)$604.09
Total monthly cost$10,410.62
Interest paid over 5-yr term$435,636.37
Balance at end of term$1,367,244.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$380,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,688.27

Cash Needed at Closing

Minimum down payment$380,000
Estimated BC PTT$36,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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