Property Type: Detached HouseOwnership: Freehold

438 Farris Road

Kelowna, BC V1W1M9

$3,900,000

6 bed4.5 bath3 parking6,107 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,130

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Pool
Outdoor pool

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
003-580-091

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherLower level13'8'' x 9'8''
Recreation roomLower level40'11'' x 39'11''
GymLower level13'3'' x 22'1''
BedroomLower level11'7'' x 14'0''
BedroomLower level15'4'' x 14'10''
4pc BathroomLower level
BedroomSecond level18'3'' x 17'0''
BedroomSecond level14'8'' x 16'0''
BedroomSecond level21'11'' x 19'5''
5pc BathroomSecond level
OtherMain level6'9'' x 8'9''
OtherMain level6'10'' x 8'9''
Primary BedroomMain level32'9'' x 17'3''
Living roomMain level20'7'' x 19'8''
Laundry roomMain level11'4'' x 13'3''
KitchenMain level18' x 16'1''
KitchenMain level18'8'' x 7'7''
FoyerMain level16' x 15'11''
Dining roomMain level12'4'' x 16'1''
5pc Ensuite bathMain level
2pc BathroomMain level

Listing Information

MLS®
10395926
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 29, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Luxury living in the heart of Kelowna’s Lower Mission. This beautifully finished six-bedroom, four-bathroom home brings together impressive design, generous living spaces, and a private backyard made for the Okanagan lifestyle. The main living area makes an immediate statement with soaring 20' ceilings, a dramatic floor-to-ceiling stone fireplace, hardwood flooring, and an open design that flows into the dining area and expansive chef’s kitchen. An oversized stone island, professional-style appliances, custom cabinetry, and extensive prep space make the kitchen equally suited to family gatherings and entertaining. The main-floor primary suite offers a private retreat with two walk-in closets and a stunning five-piece ensuite, while the upper level features three spacious bedrooms and open-to-below architectural details that enhance the home’s sense of scale. Downstairs, a large recreation room, wet bar, gym, and additional bedrooms create an entire level for entertaining, hosting guests, or relaxing with family. Outside, the private in-ground 42'x21' pool, hot tub, fire table, expansive patio, mature landscaping, and lush surroundings set the stage for long summer days, outdoor dinners, and evenings spent poolside. An oversized triple-car garage provides exceptional space for vehicles and Okanagan toys, with room for RV/boat parking, while high-end finishes throughout complete a home designed for those who value space, quality, and effortless indoor-outdoor living in one of Kelowna’s most sought-after neighbourhoods (id:63159)

Values & Trends

This listing

$639/sqft

Building average

No other active listings in this building

Lower Mission average

$701/sqft

94 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lakeside School Kelowna(Independent)Elementary103 m
Anne McClymont ElementaryElementary741 m
Okanagan Mission SecondaryElementary991 m
Bellevue Creek ElementaryElementary1.4 km
Dorothea Walker ElementaryElementary1.5 km
de l'Anse-au-sableK-122.4 km
Chute Lake ElementaryElementary2.4 km
Canyon Falls Middle SchoolMiddle2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • DunnEnzies · 4638 Lakeshore Road207 m

Cafes (1)

  • Milk Shed · 4629 Lakeshore Road291 m

Grocery (1)

  • Sunshine Market230 m

Parks (4)

  • Farris Road Beach Access233 m
  • Collett Road Beach Access315 m
  • Cascia Linear Park444 m
  • Eldorado Road Beach Access717 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($780,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,120,000.00
Periodic payment — Principal & Interest (monthly)$20,129.18
Additional monthly expenses (strata, tax, utilities, etc.)$1,232.50
Total monthly cost$21,361.68
Interest paid over 5-yr term$894,200.97
Balance at end of term$2,806,450.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$780,000
Stress test qualifying rate8.09%
Payment you must qualify for$23,991.71

Cash Needed at Closing

Minimum down payment$780,000
Estimated BC PTT$113,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$894,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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