Property Type: Detached HouseOwnership: Freehold

4400 McLean Creek Road Unit# 109

Okanagan Falls, BC V0H1R5

$805,000

4 bed3.5 bath2 parking2,287 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.12 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$140/mo
Annual property tax
$3,304.01

Maintenance Fee Includes

Management

Also included: Reserve Fund Contributions

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomLower level9'11'' x 7'7''
Recreation roomLower level20'3'' x 30'9''
Laundry roomLower level14' x 8'1''
BedroomLower level12'9'' x 9'10''
BedroomLower level12'10'' x 10'11''
4pc BathroomLower level8'10'' x 4'11''
Primary BedroomMain level17'9'' x 11'1''
Living roomMain level20'5'' x 13'8''
KitchenMain level10'6'' x 11'10''
FoyerMain level6'6'' x 6'7''
Dining roomMain level6'8'' x 11'10''
BedroomMain level10'8'' x 9'11''
4pc Ensuite bathMain level8'10'' x 5'4''
2pc BathroomMain level6'2'' x 5'1''

Listing Information

MLS®
10381856
Listed
April 2, 2026
Time on market
On the market for 151 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

Proud to present this rancher with walk-out basement in the gated community of Big Horn Estates in OK Falls, tucked near Peach Cliff Mountain. Offering 4 bedrooms and 3 bathrooms, this home captures fantastic valley and mountain views from both the main living space and expansive back deck—perfect for relaxing or entertaining. The main level is bright and open with large windows bringing in natural light. The spacious layout flows from the kitchen to dining and living areas, creating an ideal setup for everyday living and hosting. The primary bedroom features an ensuite, while a second bedroom includes a built-in Murphy bed for added flexibility. Downstairs, the walk-out basement offers a large rec room with direct access to the backyard, two additional bedrooms, a full bathroom, laundry, and plenty of storage. Exterior stairs connect the yard to the upper deck, making the outdoor space functional and accessible. Located just minutes to beaches, parks, wineries, and endless recreation, and only a 15-minute drive to Penticton. Enjoy Okanagan living in a secure, peaceful community. Book your showing today. (id:63159)

Values & Trends

This listing

$352/sqft

Building average

No other active listings in this building

Okanagan Falls average

$534/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary1.0 km
Kaleden ElementaryElementary5.9 km
Princess Margaret SecondarySecondary13.7 km
Wiltse ElementaryElementary14.5 km
Columbia ElementaryElementary16.2 km
Holy Cross School(Independent)Elementary/Middle16.2 km
Penticton Christian School(Independent)K-1216.7 km
Entre-lacsElementary/Middle16.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$644,000.00
Periodic payment — Principal & Interest (monthly)$4,154.87
Additional monthly expenses (strata, tax, utilities, etc.)$529.33
Total monthly cost$4,684.20
Interest paid over 5-yr term$184,572.25
Balance at end of term$579,280.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,763.39

Cash Needed at Closing

Minimum down payment$55,500
Estimated BC PTT$14,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$71,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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