Property Type: Detached HouseOwnership: Freehold

5012 14TH Avenue

Okanagan Falls, BC V0H1R0

$819,000

3 bed3.5 bath2 parking1,696 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,010

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Other, RV

Room Dimensions

RoomLevelDimensions
Laundry roomBasement4' x 9'
Family roomBasement13' x 12'
Primary BedroomSecond level9' x 14'
Living roomMain level14' x 12'
KitchenMain level8' x 9'
3pc Ensuite bathSecond level
Dining roomMain level8' x 7'
Hobby roomBasement10' x 12'
BedroomBasement8' x 12'
BedroomMain level9' x 10'
2pc BathroomBasement
4pc BathroomMain level

Listing Information

MLS®
10396296
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Horizon West Realty · Data source: CREA DDF.

Description

Escape to the Okanagan lifestyle with this well maintained 3 bedroom open loft home featuring an open loft. Expansive windows fill the home with natural light while showcasing picturesque views of the surrounding hayfields and mountains. The functional layout offers comfortable family living with plenty of space to relax and entertain, while the full basement provides extra space for storage or growing families to expand into a potential 4th bedroom. Numerous recent upgrades provide added value and peace of mind, including the roof, hot water tank, central air conditioning, kitchen appliances, hot tub, and central vacuum system. Step outside to enjoy the covered deck complete with a hot tub, creating the perfect place to unwind while taking in the tranquil rural setting. The property also features an impressive 24' x 24' detached garage, generous parking for vehicles and recreational toys, plus RV parking complete with power and water hookups. Situated at the “edge of town” with minimal neighbors, this modern home is still an easy walk to town amenities, Keogan park, KVR and Skaha beach. (id:63159)

Values & Trends

This listing

$483/sqft

Building average

No other active listings in this building

Okanagan Falls average

$531/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary429 m
Kaleden ElementaryElementary5.7 km
Princess Margaret SecondarySecondary13.8 km
Wiltse ElementaryElementary14.7 km
Holy Cross School(Independent)Elementary/Middle16.4 km
Columbia ElementaryElementary16.4 km
Penticton Christian School(Independent)K-1216.8 km
Entre-lacsElementary/Middle17.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Rise and Shine Coffee House726 m

Parks (2)

  • Keogan Park249 m
  • Centennial Park407 m

Pharmacies (1)

  • Pharmasave719 m

Banks & ATMs (1)

  • Interior Savings & Credit Union · 4929 9th Avenue682 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($56,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,200.00
Periodic payment — Principal & Interest (monthly)$4,227.13
Additional monthly expenses (strata, tax, utilities, etc.)$335.83
Total monthly cost$4,562.96
Interest paid over 5-yr term$187,782.20
Balance at end of term$589,354.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,860.28

Cash Needed at Closing

Minimum down payment$56,900
Estimated BC PTT$14,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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