441 Hummingbird Avenue
Vernon, BC V1H2A1
$399,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Leasehold
- Annual property tax
- $972.45
Interior
- Basement
- Full
- Heating
- Heat Pump, Baseboard heaters, Forced air, Electric
- Cooling / A/C
- Heat Pump
- Fireplace
- None
- Flooring
- Carpeted, Vinyl
Exterior & Lot
- Exterior features
- Vinyl siding
- View
- Mountain view, View (panoramic)
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 2 — uncovered indicated
- Features
- RV
Restrictions & Policies
- Rentals
- Allowed with restrictions
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 18'0'' x 10'0'' |
| Other | Basement | 18' x 13'5'' |
| Laundry room | Basement | 12'4'' x 23'11'' |
| 3pc Bathroom | Second level | 4'11'' x 5'1'' |
| Bedroom | Second level | 10'6'' x 11'6'' |
| Bedroom | Second level | 11'11'' x 13'4'' |
| Mud room | Main level | 4'10'' x 3'4'' |
| Primary Bedroom | Main level | 10'8'' x 9'10'' |
| 3pc Bathroom | Main level | 8'5'' x 7'3'' |
| Kitchen | Main level | 9'4'' x 9'10'' |
| Dining room | Main level | 5'4'' x 9'10'' |
| Living room | Main level | 14'8'' x 13'6'' |
Listing Information
- MLS®
- 10380893
- Listed
- March 26, 2026
- Time on market
- On the market for 158 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Vernon · Data source: CREA DDF.
Description
An incredibly affordable opportunity to enjoy Okanagan living with easy access to Okanagan Lake! This immaculate and well-maintained 3-bedroom, 2-bathroom home, built in 1994, is just a short walk to the beach and private boat launch. Extensively updated over the past 5 years, this home features a modernized kitchen with modern stainless steel appliances, energy-efficient windows, updated main floor bathroom, refreshed upper bathroom vanity, stylish vinyl plank flooring, and a heat pump for efficient heating and cooling. The front deck has been expanded and updated—perfect for relaxing outdoors—and a new storage shed adds extra convenience. The bright, open-concept main living area offers a welcoming space for everyday living and entertaining. Downstairs, the full unfinished basement provides excellent potential for future development. Upstairs, you’ll find two bedrooms and a 3-piece bathroom, while the fenced backyard offers space for pets or family. There’s also ample room to park your RV or boat right on the driveway. The lease is fully PAID IN FULL until 2043, and annual utilities—including water, sewer, garbage, and road maintenance—are currently just $980 per year, making this an exceptionally cost-effective option. Residents enjoy shared access to over 2,000 feet of prime Okanagan Lake shoreline, including a private boat launch—perfect for embracing the Okanagan lifestyle. (id:63159)
Values & Trends
This listing
$325/sqft
Building average
—
No other active listings in this building
Okanagan North average
$297/sqft
41 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 69%
Wind ESE 14 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 7.1 km |
| Ellison Elementary | Elementary | 9.4 km |
| Clarence Fulton Secondary | Elementary | 9.7 km |
| Mission Hill Elementary | Elementary | 11.6 km |
| Alexis Park Elementary | Elementary | 12.5 km |
| St James(Independent) | Elementary | 12.9 km |
| Ecole Beairsto Elementary | Elementary | 13.1 km |
| W.L. Seaton Secondary | Secondary | 13.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (2)
- Unnamed178 m
- Unnamed193 m
Nearby places data: © OpenStreetMap contributors.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.