Property Type: Detached HouseOwnership: Freehold

442 Cottonwood Avenue

Sicamous, BC V0E2V1

$1,165,000

3 bed2 bath12 parking1,964 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.23 acres
Frontage
75 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,006.11

Interior

Basement
Crawl space
Heating
Heat Pump, Electric
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Tile, Hardwood

Exterior & Lot

Exterior features
Stone, Stucco
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
12 — covered indicated
Features
Attached Garage, RV, Oversize, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level25'10'' x 22'10''
Laundry roomMain level9'8'' x 7'6''
3pc BathroomMain level5'9'' x 9'10''
BedroomMain level11'11'' x 12'10''
BedroomMain level13'11'' x 13'5''
OtherMain level10'8'' x 5'6''
5pc Ensuite bathMain level9'11'' x 11'10''
Primary BedroomMain level14'11'' x 16'0''
Living roomMain level18'8'' x 13'7''
Dining roomMain level11'5'' x 13'11''
KitchenMain level15'5'' x 13'10''
FoyerMain level9'11'' x 6'0''

Listing Information

MLS®
10394341
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Quality craftsmanship shines throughout this beautifully built rancher offering nearly 2,000 sq. ft. of thoughtfully designed living space on a private 0.23-acre lot that was professionally built up prior to construction. The chef-inspired kitchen features handcrafted Knotty Alder cabinetry, a large island, feature range hood, pantry, and stainless steel appliances. The open-concept living room is highlighted by a limestone-faced electric fireplace, custom Knotty Alder built-ins, and a 16' sliding glass door leading to your outdoor retreat. The spacious primary suite offers a spa-inspired ensuite with Travertine tile, double vanity, soaker tub, oversized tiled shower with body jets, walk-in closet, and private patio access. Premium finishes include hand-scraped maple flooring, 10' ceilings, 8' Knotty Alder doors and trim, and a wired speaker system throughout the home and covered patio. Outside, enjoy a zero-scaped yard designed for low maintenance, an extremely private backyard featuring a tranquil waterfall, covered tiled patio with ceiling fans and electric sunshades, and a paver stone patio for entertaining. The interlocking paver driveway, oversized parking area, and 70' RV parking provide room for all your vehicles and toys. 50-year asphalt roof, oversized double garage with sink and cabinetry, 5' crawl space, and a 370 sq. ft. detached shop with 220 power, phone, and TV connections. A truly exceptional property that must be seen to be appreciated. (id:63159)

Values & Trends

This listing

$593/sqft

Building average

No other active listings in this building

Sicamous average

$613/sqft

33 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

2,613

(2021 Census)

+7.6% since 2016

Density: 204.1/km²

Dwellings: 1,905

Median household income: $65,000

After-tax: $60,400

Immigrant population: 5.7%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 40
  • United States of America1% · 25
  • Germany0.6% · 15
  • Italy0.4% · 10
  • Netherlands0.4% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Parkview Elementary SchoolElementary1.0 km
Eagle River SecondaryK-121.5 km
North Canoe ElementaryElementary20.2 km
Shuswap SDA(Independent)Elementary/Middle21.6 km
South CanoeElementary/Middle22.9 km
Salmon Arm SecondarySecondary23.6 km
South Broadview ElementaryElementary23.9 km
Bastion ElementaryElementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($91,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$932,000.00
Periodic payment — Principal & Interest (monthly)$6,012.95
Additional monthly expenses (strata, tax, utilities, etc.)$598.51
Total monthly cost$6,611.46
Interest paid over 5-yr term$267,113.88
Balance at end of term$838,337.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$91,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,254.84

Cash Needed at Closing

Minimum down payment$91,500
Estimated BC PTT$21,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$114,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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