Property Type: TownhouseOwnership: StrataNEW LISTING

4450 Ponderosa Drive Unit# 204

Peachland, BC V0H1X5

$499,900

2 bed2 bath1,241 sqftBuilt 1992
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Amenities

Also listed: Storage - Locker

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$510/mo
Annual property tax
$2,760.06

Maintenance Fee Includes

WaterManagementHeat

Also included: Ground Maintenance, Insurance

Interior

Heating
In Floor Heating, Electric, See remarks, Other
Cooling / A/C
Wall unit, See Remarks
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view
Lot features
One Balcony

Building

Roof
Tile, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
017-339-936

Parking

Features
Covered

Restrictions & Policies

Age / occupancy
Adult-oriented (no young children)

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level15'2'' x 13'4''
Living roomMain level18'8'' x 15'1''
KitchenMain level11'4'' x 13'8''
Dining roomMain level9'6'' x 14'11''
BedroomMain level11'8'' x 9'8''
3pc BathroomMain level8' x 5'
3pc Ensuite bathMain level10'11'' x 5'6''

Listing Information

MLS®
10398969
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 29, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to easy Okanagan living in one of Peachland’s most sought-after communities. This beautifully maintained 2-bedroom, 2-bathroom home offers more than 1,200 sq ft of bright, open living space, highlighted by breathtaking, unobstructed lake and mountain views. The spacious floor plan features an updated kitchen with plenty of storage, newer flooring, and an inviting living and dining area filled with natural light. Step outside onto your private view deck—the perfect place to enjoy your morning coffee, entertain friends, or unwind with a glass of wine while taking in the sunset over the lake. The generous primary bedroom includes a full ensuite and ample closet space, while the second bedroom is ideal for visiting family and friends, a home office, or hobby room. Tucked away in a quiet, peaceful setting yet just minutes from Peachland’s waterfront, shops, restaurants, and wineries, this home offers a relaxed, low-maintenance lifestyle. Enjoy beautiful surroundings along with a welcoming community where neighbours become friends and there are plenty of activities to enjoy. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Peachland average

$433/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Included

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,789

(2021 Census)

+6.7% since 2016

Density: 359.6/km²

Dwellings: 2,936

Median household income: $81,000

After-tax: $72,500

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom5.7% · 330
  • Germany2.3% · 135
  • United States of America1.6% · 90
  • Netherlands0.8% · 45
  • Korea, South0.3% · 20
  • Viet Nam0.3% · 20
  • Italy0.3% · 15
  • China0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peachland ElementaryElementary1.0 km
Glenrosa Middle SchoolMiddle7.6 km
Webber Road ElementaryElementary7.8 km
Helen Gorman ElementaryElementary8.0 km
Glenrosa ElementaryElementary8.1 km
Our Lady of Lourdes(Independent)Elementary/Middle8.5 km
Shannon Lake ElementaryElementary11.3 km
Sensisyusten House of Learning(Independent)Elementary11.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Bliss Bakery · 4200 Beach Avenue747 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$802.37
Total monthly cost$3,382.51
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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