Property Type: Detached HouseOwnership: Freehold

4517 46A STREET

Ladner, BC V4K2M5

$1,298,888

4 bed2 bath4 parking1,983 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Lot size
6,880 square feet
Frontage
58.9 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,834.86 (2024)

Interior

Heating
Forced air, Natural gas
Fireplace
Yes (2)

Parking

Total spaces
4 — covered indicated
Features
Garage

Listing Information

MLS®
R3117967
Listed
April 30, 2026
Time on market
On the market for 123 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Angell, Hasman & Associates Realty Ltd. · Data source: CREA DDF.

Description

Welcome to Port Guichon! This beautifully updated family home sits on an expansive, west-facing 6,880 sqft lot in one of Ladner´s most sought-after neighbourhoods. Located near top elementary & secondary schools (including French Immersion), this residence is perfect for growing families. Enjoy a seamless open-concept layout featuring a modern kitchen with a large island, flat ceilings, recessed lighting, elegant mouldings, and Valor fireplaces. Extensive upgrades include newer windows, plumbing, 200-amp service, built-in vac, and surround sound. There are various options available: Easily add a suite for a mortgage helper, or explore future multiplex development options with the city. Don't miss this rare gem! INCREDIBLE VALUE! (id:63159)

Values & Trends

This listing

$655/sqft

Building average

No other active listings in this building

Ladner average

$593/sqft

8 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Richmond

Clear

15°C

Clear

Humidity 100%

Wind NW 5 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Port Guichon ElementaryElementary325 m
Ladner ElementaryElementary813 m
Delta SecondarySecondary935 m
Delta Christian School(Independent)Elementary1.5 km
Sacred Heart(Independent)Elementary1.8 km
Hawthorne ElementaryElementary2.1 km
Neilson Grove ElementaryElementary2.8 km
Holly ElementaryElementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound 45 Ave @ 46A St81 m
Westbound 45 Ave @ 46B St83 m
Northbound 46A St @ River Rd West330 m
Southbound 46A St @ River Rd West334 m
Eastbound 45 Ave @ 47A St345 m

Nearby Places

Restaurants (1)

  • Ming Court · 48 Avenue576 m

Parks (4)

  • Port Guichon Park353 m
  • Stevens Mini Park395 m
  • Floathouse Park Reserve601 m
  • Georgia Street Park Reserve785 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,889) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,110.00
Periodic payment — Principal & Interest (monthly)$6,703.99
Additional monthly expenses (strata, tax, utilities, etc.)$501.91
Total monthly cost$7,205.89
Interest paid over 5-yr term$297,811.91
Balance at end of term$934,682.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,889
Stress test qualifying rate8.09%
Payment you must qualify for$9,181.44

Cash Needed at Closing

Minimum down payment$104,889
Estimated BC PTT$23,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,367

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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