Property Type: Detached HouseOwnership: Freehold

4525 W RIVER ROAD

Delta, BC V4K1R9

$1,499,000

4 bed4 bath2 parking1,361 sqftBuilt 1975
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Amenities

Also listed: Guest Suite, Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
6,062 square feet
Frontage
64 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,208.14 (2024)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Radiant heat, Natural gas
Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
2

Listing Information

MLS®
R3120772
Listed
May 7, 2026
Time on market
On the market for 116 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Sutton Group Seafair Realty · Data source: CREA DDF.

Description

Unique Ladner property. Close to town (10 min. walk) Schools, shopping and restaurants. House on shore with stand alone suite and float home on water lot with concrete docks and boat moorage. Lot is 66 ft wide. Docks can open should you wish to move or change the float home. One price for all. Views of river, mountains and city skyline. Seller has building plans for new home if you want to build. Water lease transfers to new owner. Revenue generator or use all three homes for yourself and family. Older house on dyke needs TLC but very rentable. Float Home can be rented. Plans for new build submitted pending minor amendments prior to approval by city. (id:63159)

Values & Trends

This listing

$1,101/sqft

Building average

No other active listings in this building

Delta average

$730/sqft

371 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$1,540,000

Jun 2025

Monthly Sales

0

Jul 2026

Active Listings

1

Jul 2026

Sales-to-Active Ratio

100.0%

Feb 2024

Median Days to Contract

27 days

Jun 2025

Average Sale Price

Data available for 5 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$2,380,000
$1,501,000
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

15°C

Clear

Humidity 100%

Wind NW 5 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Port Guichon ElementaryElementary527 m
Ladner ElementaryElementary1.1 km
Delta SecondarySecondary1.2 km
Delta Christian School(Independent)Elementary1.6 km
Sacred Heart(Independent)Elementary2.1 km
Hawthorne ElementaryElementary2.2 km
Neilson Grove ElementaryElementary2.7 km
Holly ElementaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Southbound 46A St @ River Rd West253 m
Northbound 46A St @ River Rd West266 m
Westbound River Rd @ Ashbury Place373 m
Westbound 45 Ave @ 46B St433 m
Eastbound 45 Ave @ 46A St435 m

Nearby Places

Restaurants (1)

  • Ming Court · 48 Avenue562 m

Parks (4)

  • Stevens Mini Park194 m
  • Floathouse Park Reserve412 m
  • Port Guichon Park475 m
  • Georgia Street Park Reserve748 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,200.00
Periodic payment — Principal & Interest (monthly)$7,736.83
Additional monthly expenses (strata, tax, utilities, etc.)$502.01
Total monthly cost$8,238.84
Interest paid over 5-yr term$343,694.17
Balance at end of term$1,078,684.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,900
Stress test qualifying rate8.09%
Payment you must qualify for$10,566.35

Cash Needed at Closing

Minimum down payment$124,900
Estimated BC PTT$27,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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