Property Type: Detached HouseOwnership: Freehold

4855 ELLIS LANE

Delta, BC V4K0C5

$1,198,800

4 bed4 bath2 parking1,833 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
House
Lot size
1,701 square feet
Frontage
32 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,828.08 (2025)

Interior

Heating
Radiant heat
Fireplace
Yes (1)

Parking

Total spaces
2 — covered indicated
Features
Garage

Listing Information

MLS®
R3154878
Listed
August 11, 2026
Time on market
On the market for 20 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

WOW - BEST VALUE in all of Ladner! Welcome to 4855 Ellis Lane - 2017 built, 4 BED 3.5 BATH detached home features an incredibly functional floorplan. Gourmet kitchen with S/S appliances, gas range, large island, pantry & plenty of cabinetry/counter space for all your cooking needs. Open concept living/dining room filled with natural light & walks out onto a serene balcony. Upstairs offers 3 generous bedrooms - a primary suite with walk-in closet & spa-inspired ensuite. Lower level has a spacious 4th bedroom + ensuite, laundry rough-in, separate entrance ideal for guests/extended family or AIRBNB rental income! Steps to shops, schools, parks, restaurants, transit, and best amenities Ladner has to offer. Double garage & private fenced backyard! Perfect starter family home. DO NOT MISS THIS! (id:63159)

Values & Trends

This listing

$654/sqft

Building average

No other active listings in this building

Delta average

$731/sqft

371 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Delta

Monthly figures from the Fraser Valley Real Estate Board for Delta detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

Data unavailable

Average Sale Price

$1,540,000

Jun 2025

Monthly Sales

0

Jul 2026

Active Listings

1

Jul 2026

Sales-to-Active Ratio

100.0%

Feb 2024

Median Days to Contract

27 days

Jun 2025

Average Sale Price

Data available for 5 of 60 months shown — gaps in the line are months FVREB has no reported value for, not zero.

$2,380,000
$1,501,000
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Richmond

Clear

15°C

Clear

Humidity 100%

Wind NW 5 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

108,455

(2021 Census)

+6.1% since 2016

Density: 603.7/km²

Dwellings: 39,736

Median household income: $108,000

After-tax: $95,000

Immigrant population: 33.1%

Top countries of origin (% of total population)

  • India11.4% · 12,375
  • China3.5% · 3,820
  • United Kingdom2.7% · 2,955
  • Philippines2.5% · 2,680
  • Hong Kong1% · 1,100
  • Taiwan1% · 1,095
  • United States of America0.9% · 950
  • Pakistan0.7% · 775

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Delta SecondarySecondary640 m
Ladner ElementaryElementary886 m
Delta Christian School(Independent)Elementary911 m
Port Guichon ElementaryElementary987 m
Hawthorne ElementaryElementary1.5 km
Sacred Heart(Independent)Elementary1.9 km
Neilson Grove ElementaryElementary2.2 km
Holly ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 47A Ave @ 48B St50 m
Eastbound 47A Ave @ 48B St81 m
Eastbound River Rd @ 47A St156 m
Eastbound 48 Ave @ Laidlaw St256 m
Westbound River Rd @ Ashbury Place348 m

Nearby Places

Restaurants (5+)

  • Ming Court · 48 Avenue172 m
  • Niagara Falls Resaurant · 4879 Delta Street231 m
  • Go-Go Sushi · 4855 Delta Street254 m
  • Soi ram · 4811 Delta Street268 m
  • Il Posto · 4866 Delta Street295 m

Cafes (3)

  • Boca Grande Donuts & Mexican Food · 4841 Delta Street228 m
  • Cafe de Gourmet369 m
  • Stir Coffee House · 5085 48 Avenue468 m

Grocery (3)

  • Jarry's Market366 m
  • Bulk Barn · 5225 Ladner Trunk Road657 m
  • Save-On-Foods · 5186 Ladner Trunk Road708 m

Parks (5+)

  • Georgia Street Park Reserve199 m
  • Memorial Park · 5010 47 Avenue382 m
  • Ladner Harbour Park417 m
  • Elliot Street Park Reserve441 m
  • Ladner Lions Park547 m

Gyms (3)

  • CoastLife Strength & Conditioning · 4817 Delta Street265 m
  • Open Space Yoga · 4880 Delta Street289 m
  • Unnamed · 5000 Bridge Street364 m

Pharmacies (2)

  • Pharmasave · 4857 Elliott Street393 m
  • London Drugs736 m

Banks & ATMs (5+)

  • BMO357 m
  • CIBC · 5045 48 Avenue390 m
  • Scotiabank · 5135 Ladner Trunk Road568 m
  • Envision Financial Savings · 5155 Ladner Trunk Road616 m
  • TD · 5154 48 Avenue630 m

Nearby places data: © OpenStreetMap contributors.

School district: Delta (SD37)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,880) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,040.00
Periodic payment — Principal & Interest (monthly)$6,187.40
Additional monthly expenses (strata, tax, utilities, etc.)$411.01
Total monthly cost$6,598.41
Interest paid over 5-yr term$274,863.62
Balance at end of term$862,659.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,880
Stress test qualifying rate8.09%
Payment you must qualify for$8,488.76

Cash Needed at Closing

Minimum down payment$94,880
Estimated BC PTT$21,976
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,356

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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