Property Type: Detached HouseOwnership: Freehold

4554 BELCARRA BAY ROAD

Belcarra, BC V3H4P4

$2,089,000

3 bed3 bath4 parking3,591 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Lot size
10,000 square feet
Frontage
50 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$10,125.43 (2025)

Interior

Basement
Partial, Unknown, Unknown
Heating
Baseboard heaters, Electric
Fireplace
None

Exterior & Lot

View
View

Parking

Total spaces
4 — uncovered indicated
Features
Other

Listing Information

MLS®
R3034938
Listed
August 8, 2025
Time on market
On the market for 389 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Georgia Pacific Realty Corp. · Data source: CREA DDF.

Description

Perched in the tranquil embrace of Belcarra Regional Park, this extensively renovated home offers a stunning oceanside experience. Enjoy spectacular views of boats passing by and the beautiful North Shore mountains. The bright, open-concept layout is enhanced by expansive windows and skylights, bathing the home in natural light and showcasing the breathtaking scenery. Sophisticated kitchen, elegant hardwood floors, unparalleled attention to details create a seamless and modern aesthetic throughout. Generous front cedar deck is the perfect place to entertain guests or relax. Huge workshop provides ample space for hobbies or projects. This unique property combines the serenity and peace of a remote retreat with the convenience of being just minutes from Port Moody. (id:63159)

Values & Trends

This listing

$582/sqft

Building average

No other active listings in this building

Belcarra average

$1,123/sqft

9 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vancouver

Clear

16°C

Clear

Humidity 98%

Wind WNW 10 km/h

Tonight

14°

Tuesday

20°

Tuesday night

15°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

687

(2021 Census)

+6.8% since 2016

Density: 124.9/km²

Dwellings: 289

Median household income: $168,000

After-tax: $138,000

Immigrant population: 20.9%

Top countries of origin (% of total population)

  • United Kingdom3.6% · 25
  • United States of America2.9% · 20
  • China2.2% · 15

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

20

3 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cove Cliff ElementaryElementary1.9 km
Seycove Secondary CommunitySecondary1.9 km
Sherwood Park ElementaryElementary2.5 km
Dorothy Lynas ElementaryElementary2.7 km
St. Pius X Elementary School(Independent)Elementary3.1 km
University Highlands ElementaryElementary4.2 km
Westridge ElementaryElementary4.6 km
Anmore ElementaryElementary4.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Eastbound Bedwell Bay Rd @ Midden Rd171 m
Westbound Bedwell Bay Rd @ Midden Rd186 m
Southbound Belcarra Bay Rd @ Salish Rd588 m

Nearby Places

Cafes (1)

  • Unnamed177 m

Nearby places data: © OpenStreetMap contributors.

School district: Coquitlam (SD43)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($417,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,671,200.00
Periodic payment — Principal & Interest (monthly)$10,782.02
Additional monthly expenses (strata, tax, utilities, etc.)$1,023.79
Total monthly cost$11,805.80
Interest paid over 5-yr term$478,970.72
Balance at end of term$1,503,249.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$417,800
Stress test qualifying rate8.09%
Payment you must qualify for$12,850.94

Cash Needed at Closing

Minimum down payment$417,800
Estimated BC PTT$40,670
Legal / closing costs (typical estimate)$1,500
Total cash needed$459,970

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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