Property Type: Land / LotOwnership: Freehold

457 Morningview Drive

Coldstream, BC V1B2P2

$439,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Listing Information

MLS®
10365064
Listed
October 6, 2025
Time on market
On the market for 329 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Presenting Lot 53, an executive single-family walkout lot located in the thoughtfully master-planned Morningview community on Middleton Mountain in Coldstream. Perfectly positioned to take advantage of the area’s natural surroundings, this property offers a rare opportunity to build a custom home that seamlessly blends upscale residential living with the beauty of the outdoors. With plenty of green space in the area, scenic trails, and elevated views, this lot delivers the ideal balance of privacy, comfort, and lifestyle. Morningview is known for its cohesive design vision, high-quality homes, and welcoming neighbourhood atmosphere. Featuring wide, walkable streets, modern architecture, and close proximity to outdoor recreation, this growing community has become one of the most desirable areas for families and professionals alike. Conveniently located just 7 minutes from downtown Vernon, 10 minutes from the turquoise waters of Kalamalka Lake, and under 15 minutes to SilverStar Mountain Resort, Morningview offers easy access to the Okanagan’s most celebrated destinations. Schools, shopping, recreation centres, and daily amenities are all nearby, making this a practical yet prestigious location to call home. Whether you’re looking to build your dream residence or invest in a premium piece of Okanagan real estate, Lot 53 delivers exceptional potential, natural beauty, and lasting value in one thoughtfully situated parcel. GST Applicable. (id:63159)

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary1.2 km
Hillview ElementaryElementary1.3 km
Vernon SecondaryElementary1.8 km
Kalamalka SecondaryElementary2.4 km
Coldstream ElementaryElementary2.4 km
Kidston ElementaryElementary2.5 km
Silver Star ElementaryElementary2.8 km
St James(Independent)Elementary2.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,200.00
Periodic payment — Principal & Interest (monthly)$2,265.82
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$2,265.82
Interest paid over 5-yr term$100,654.93
Balance at end of term$315,905.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,206.97

Cash Needed at Closing

Minimum down payment$21,950
Estimated BC PTT$6,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,230

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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