Property Type: Land / LotOwnership: Freehold

180 Sarsons Drive

Coldstream, BC V1B2P2

$319,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.23 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,251.1

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Listing Information

MLS®
10356719
Listed
July 21, 2025
Time on market
On the market for 406 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Welcome to Lot 11, a rare and desirable executive homesite perched on the edge of the prestigious Morningview community on Middleton Mountain. Perfectly positioned at the end of the community, and adjacent to beautiful green space, this high-visibility lot offers enhanced privacy, a peaceful backdrop, and endless potential to create a showpiece home. Morningview is one of Coldstream’s most sought-after master-planned communities, known for its thoughtful design, elevated architectural standards, and seamless integration with the natural landscape. This vibrant yet serene neighbourhood offers sweeping views, gently rolling streets, and access to parks, walking trails, and bike paths that wind throughout Middleton Mountain. Ideally located just 7 minutes to downtown Vernon, 10 minutes to Kalamalka Lake, and less than 15 minutes to SilverStar Mountain Resort, Morningview strikes the perfect balance between convenient urban access and a relaxed Okanagan lifestyle. Schools, grocery stores, fitness centres, and recreation are all nearby, with easy drivability to all the essentials. Whether you're building your dream residence or investing in one of Coldstream’s top up-and-coming communities, Lot 11 offers both lifestyle and value in one exceptional package. GST Applicable. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alternative Learning ProgramSecondary879 m
Hillview ElementaryElementary1.3 km
Vernon SecondaryElementary1.5 km
St James(Independent)Elementary2.5 km
Kalamalka SecondaryElementary2.5 km
Silver Star ElementaryElementary2.5 km
Kidston ElementaryElementary2.6 km
Coldstream ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,200.00
Periodic payment — Principal & Interest (monthly)$1,646.46
Additional monthly expenses (strata, tax, utilities, etc.)$104.26
Total monthly cost$1,750.72
Interest paid over 5-yr term$73,141.05
Balance at end of term$229,553.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,330.35

Cash Needed at Closing

Minimum down payment$15,950
Estimated BC PTT$4,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,830

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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