Property Type: Detached HouseOwnership: Freehold

4574 CAVERLY ROAD

Lac La Hache, BC V0K1T0

$999,999

3 bed3 bath1,765 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
2.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,409.55 (2025)

Interior

Basement
Crawl space
Heating
Forced air, Natural gas, Wood
Fireplace
Yes (3)

Exterior & Lot

Exterior features
Composite Siding
View
Lake view
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Dining roomMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Main level
Laundry roomMain level
Flex SpaceMain level

Listing Information

MLS®
R3096452
Listed
March 5, 2026
Time on market
On the market for 179 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: REMAX 100 · Data source: CREA DDF.

Description

Private Waterfront Retreat on Lac La Hache Tucked away at the end of a quiet street, this 2.7-acre waterfront property offers over 450 feet of shoreline and the privacy you’ve been searching for. The charming 3-bedroom, 2-bath rancher-style home is wheelchair-friendly and seamlessly connected by a large deck to a stunning 1,400 sq ft detached studio complete with its own kitchen and bathroom, ideal for guests, extended family, or a potential second residence. A massive 45x28 shop provides room for all your projects and toys, with a separate workshop, wood shed, and dock already in place. Park-like yard, additional features throughout—too many to list! (id:63159)

Values & Trends

This listing

$567/sqft

Building average

No other active listings in this building

Lac La Hache average

$319/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind SE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary3.5 km
Mile 108 ElementaryElementary16.6 km
100 Mile House ElementaryElementary24.5 km
PSO Outback StorefrontSecondary24.7 km
Peter Skene Ogden SecondarySecondary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$538.80
Total monthly cost$5,700.12
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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