Property Type: Detached HouseOwnership: Freehold

4619 CAVERLY ROAD

Lac La Hache, BC V0K1T0

$829,000

3 bed2 bath1,587 sqftBuilt 1985
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,704.2 (2026)

Interior

Basement
Crawl space
Heating
Forced air, Natural gas, Wood
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level
Living roomMain level
Dining roomMain level
Bedroom 2Main level
Laundry roomMain level
FoyerMain level
Primary BedroomAbove
Bedroom 3Above

Listing Information

MLS®
R3147376
Listed
July 17, 2026
Time on market
On the market for 46 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Spectacular Lac La Hache waterfront! Beautifully updated 1.5-storey log home on 0.41 acres with 75 ft of shoreline, and breathtaking lake views. Featuring soaring vaulted ceilings, open-concept living, new flooring, new pressure tank, new natural gas furnace with backup electric baseboards, and wood stove. Also includes updated kitchen cabinets and countertops, custom Hardie board siding, and tasteful updates throughout. Step onto the expanded lakeside deck or enjoy the private dock for boating, fishing, swimming, and year-round recreation. Two RV parking spots with power and water make hosting family and friends a breeze. Offering 3 bedrooms, 1.5 bathrooms, a cozy wood-burning fireplace, loft, and shed for storage. A true Cariboo waterfront retreat! (id:63159)

Values & Trends

This listing

$522/sqft

Building average

No other active listings in this building

Lac La Hache average

$321/sqft

19 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 59%

Wind E 13 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Lac La Hache ElementaryElementary3.2 km
Mile 108 ElementaryElementary15.8 km
100 Mile House ElementaryElementary23.8 km
PSO Outback StorefrontSecondary24.0 km
Peter Skene Ogden SecondarySecondary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,200.00
Periodic payment — Principal & Interest (monthly)$4,278.74
Additional monthly expenses (strata, tax, utilities, etc.)$304.35
Total monthly cost$4,583.09
Interest paid over 5-yr term$190,075.03
Balance at end of term$596,550.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,929.49

Cash Needed at Closing

Minimum down payment$57,900
Estimated BC PTT$14,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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